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Mortgage and Lending - Canopy Mortgage, LLC - NMLS 124492
Certified Mortgage Planner, Certified FICO Pro and Certified Military Housing Specialist blogging about mortgages, real estate, economics, politics and community events.
RECENT BLOG POSTS
As is the norm, speculation and trigger words often get the headlines in the media outlets. Unless you have been in a bomb shelter, it has been unavoidable to hear all of the debate around a successful loan modification program and/or system to help troubled homeowners. It has been such an import...
12/08/2008
As is the norm, speculation and trigger words often get the headlines in the media outlets. Unless you have been in a bomb shelter, it has been unavoidable to hear all of the debate around a successful loan modification program and/or system to help troubled homeowners. It has been such an import...
12/08/2008
I was reading an interesting article published in the NY Times about Donald Trump's latest legal battle against Deustche Bank today titled "Trump Sees Act of God in Recession." Here are the facts that have lead up to the headline. Deutsche Bank is seeking a payment of $40 million that Trump perso...
12/05/2008
I was reading an interesting article published in the NY Times about Donald Trump's latest legal battle against Deustche Bank today titled "Trump Sees Act of God in Recession." Here are the facts that have lead up to the headline. Deutsche Bank is seeking a payment of $40 million that Trump pers...
12/05/2008
I was reading an interesting article published in the NY Times about Donald Trump's latest legal battle against Deustche Bank today titled "Trump Sees Act of God in Recession." Here are the facts that have lead up to the headline. Deutsche Bank is seeking a payment of $40 million that Trump perso...
12/05/2008
No matter what your role in the real estate industry, understanding trends in home values is absolutely critical. With a shortage of active credit facilities and historic-low appetite for mortgage-backed securities, one must be able to decipher and interpret the data that drives lenders acceptanc...
12/03/2008
For real estate agents and attorneys, the phrase “time is of the essence” highlights an unparalleled importance on part of the process that manages the receipt and response to a purchase agreement. Likewise, mortgage professionals also utilize this phrase for emphasizing the critical process of f...
12/02/2008
On Thursday, November 20th, Fannie Mae (FNM) and Freddie Mac (FRE) made a landmark announcement in regards to a temporary hiatus on foreclosure sales and evictions for a six week period beginning the day before Thanksgiving until January 9, 2009. At first read, politicians and consumer advocacy g...
11/27/2008
I am not referring to Democrats, Detroit or the Depression. The big scary 'D' word of the week has been DEFLATION. What is deflation? According to Dictionary.com Unabridged (v1.1) the word deflation is defined as: the act of deflating or the state of being deflated. Economics. a fall in the gener...
11/24/2008
On my drive to work this morning, I noticed the flashing digital sign in front of our local Pontiac/Buick dealership. All the advertisement declared massive reductions on prices. MSRP $29k...NOW $21k. MSRP $18.5k...NOW $15k. MSRP $23k...NOW $17.9k. You get the hint. While taking in the blitz of m...
11/19/2008
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James K Barath, CMPS

FICO Pro, Certified Military Housing Specialist
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