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Mortgage and Lending - Canopy Mortgage, LLC - NMLS 124492
Certified Mortgage Planner, Certified FICO Pro and Certified Military Housing Specialist blogging about mortgages, real estate, economics, politics and community events.
RECENT BLOG POSTS
I woke up this morning to find our region blanketed by lake-effect snow. Was I ever surprised since the evening news made no mention of a winter snow advisory. So the first thing I did was get dressed to go shovel my driveway, which is 24 feet wide by 30 feet long. By my estimates, the snow was ...
11/18/2008
As I was reading the article "Employers Offer Workers Fewer Health Care Plans" posted in this morning's NY Times, it occurred to me that the article was very reminiscent of the mortgage industry. If you removed all the health care jargon from the article and replaced with mortgage lingo you would...
11/15/2008
You read correct. I want to be like American International Group, Inc. (better known as AIG). As crazy as it may sound, I do wish I had the impact and relevance that AIG has on the world. Their reach transcends 130 countries & jurisdictions, as well as serving commercial, institutional and indivi...
11/14/2008
Whether you like or dislike Barack Obama there has been pre-emptive domino effect with Wall Street banks and government agencies that has the markets running in circles. Everyone knows that the subprime debacle, homeownership, foreclosures and devalued real estate markets have been in the headlin...
11/13/2008
During the past year, the phenomenon of online social networking has ballooned into a juggernaut. Even this network has grown beyond real estate professionals networking amongst themselves. I therefore pose the question to other blogging junkies:What’s your attraction to online social networks?By...
10/13/2008
Need a taxi? Call a Realtor! Leave it to Jon Shibley to stir the pot once again. In case you don't know to whom I am referring, Jon is the founder, CEO and President of Lenox Financial. Furthermore, he is the voice behind the tagline "It's the biggest ‘no brainer' in the history of earth!"TM I gu...
08/10/2008
Leave it to Jon Shibley to stir the pot once again. In case you don't know to whom I am referring, Jon is the founder, CEO and President of Lenox Financial. Furthermore, he is the voice behind the tagline "It's the biggest ‘no brainer' in the history of earth!"TM I guess Jon wasn't happy enough ...
08/09/2008
Recently, I have been invited to join several referral groups such as BNI, Leads Group, etc...as more and more of my business counterparts have exited the industry. I cordially attended the introductory meetings to be introduced to these groups and to be put up for a vote. I soon came to find out...
08/08/2008
05/20/2008
With all of the hype on whether or not the stimulus payments will entice consumer spending, most consumers simply want to know when they are going to receive the tax rebate checks. First and foremost, in order to be eligible one must actually file their 2007 tax return.The first of the tax rebate...
04/01/2008
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James K Barath, CMPS

FICO Pro, Certified Military Housing Specialist
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