James Holmes Real Estate and Mortgage Blog

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Mortgage and Lending - Chartwell Mortgage Corporation
I want to add value in exchange for the time that you invest in visiting my site. I have spent more that twenty years in the real estate and mortgage industry and I am passionate about our wonderful profession.
RECENT BLOG POSTS
I have been a client and student of professional coaching programs for more than a decade making the transition from virtual learning programs to personalized coaching to make quantum leaps in the growth of my businesses. Once I gained a more complete understanding of the value of professional co...
06/30/2009
During challenging markets one discipline that is often overlooked is personal development and the value of maintaining a prosperous mindset. Avoid the temptation to commiserate about the conditions of the market and choose to become a stronger person and professional through self development and...
01/28/2008
In the first installment of my blog series "How to thrive in a Challenging Market," I wrote about the value of having the perspective in order to settle your client's fears with facts allowing them to gain perspective as a buyer or seller. Part 2 will cover "Patience," which is an essential ingre...
01/28/2008
Isn't  it striking how every morning as you wake up to the morning news all you hear is how bad the real estate market is, or how the sub-prime mortgage melt-down has cost yet another CEO to bite the dust, or how the equity crunch is solely to blame for the woes of the economy. My advice is to st...
11/09/2007
The mortgage lending landscape continues to evolve week by week and another important development relatesto down payment assistance programs. Property seller-financed Down Payment Assistance Programs known as DAPs are no longer an eligible source of funds for FHA loan programs.  One such program ...
10/30/2007
This year I completed a process which resulted in my being awarded the designation of Certified Mortgage Planning Specialist(CMPS) by the Certified Mortgage Planning Institute http://www.cmpsinstitute.org/The process included a preparatory exam followed by a two day session with a number of the m...
10/12/2007
I discovered Active Rain while snowed in for a few days last winter at the recommendation of my friend and Active Rainer Ken Deshaies www.activerain.com/kentheauthor. I have loved being part of the Active Rain Community having met many wonderful and passionate professionals along the way. Bloggin...
10/12/2007
I have posted a number of blogs over the past few months concerning the mortgage industry meltdown and the resulting impact on home-buyers and Realtors across the country; among the blog post are theses:Realtors, Are You Sure The Buyer Is Qualified to Buy Your Listing?Note to Realtors: The Lender...
10/12/2007
Hello My Friends - I hope you are enjoying propsperity in your life. As you may know through my contributions to Active Rain; I have been blessed with success in both my real estate and mortgage businesses and remain very busy and I had not been looking for something new to add to my plate. A ver...
09/02/2007
When it comes to investing in real estate there are many avenues to explore when identifying a property, financing structure or hold and exit strategies. One option for many investors who have limited cash reserves or who desire a limited risk strategy could be county tax sales. County tax sales ...
07/12/2007
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James Holmes

local_phone(888) 850-6100
smartphone(303) 523-9503
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I want to add value in exchange for the time that you invest in visiting my site. I have spent more that twenty years in the real estate and mortgage industry and I am passionate about our wonderful profession.