James Holmes Real Estate and Mortgage Blog

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Mortgage and Lending - Chartwell Mortgage Corporation
I want to add value in exchange for the time that you invest in visiting my site. I have spent more that twenty years in the real estate and mortgage industry and I am passionate about our wonderful profession.
RECENT BLOG POSTS
If you are a regular reader or subscriber to my Active Rain and Localism blogs; you are aware that my goal is to add value for others and I try not to "promote" myself or my services in a way that is commercial. I seek to add value for others and in so doing I believe that those who I can best se...
03/21/2007
Should I say holding or holding hostage? A few weeks ago I posted a blog concerning the risk a Realtor takes when working with a mortgage lender that they do not know or trust Note to Realtors: The Lender Holds Your Paycheck. The essence of my message was that it is imperative that Realtors know ...
03/14/2007
Active Rainers take heart, you are likely in the minority if you are a member of Active Rain and reading daily blog post by comparison to our industry as a whole. As the waters become more choppy - and they are; buyers will make the flight to safe positions - the flight to quality. When property ...
03/01/2007
I previously posted a blog which addressed the current trend in the mortgage industry whereby many Alt A and Sub-Prime lenders are literally shutting their doors leaving many Realtors, mortgage brokers and buyers in a lurch as they scramble to save transactions. Please take a look: The Winds of C...
03/01/2007
 I am man enough to admit that I cried tonight. Yes in front of my wife and one of my daughters I wept. They were tears of joy as I watched the ABC special celebrating the opening of the Oprah Winfrey Leadership Academy for Girls in South Africa.Oprah fulfilled her dream of building the academy a...
02/26/2007
Today, I had the honor of welcoming David Montelongo of Monelongo House Buyers and the hit reality television program "Flip this House" as a guest on our radio broadcast the Real Estate Today Show (http://www.realestatetodayshow.com/). I admit that I am a fan of real estate reality television and...
02/25/2007
In recent weeks the Alt A and sub-prime mortgage markets have transformed as a number of key players in this segment of the market have shuttered their doors due to a loss of liquidity, buy backs, defaults and a number of other factors. For example New Century has lost 43% of their market value i...
02/24/2007
I love working with first-time home buyers especially the individuals who come into our office convinced that they will not be able to purchase a home; they just know that at some point in the process we are going to call to advise them that they have been turned down. It is always satisfying to ...
02/18/2007
Ok, if you have experienced the following or know of someone who has please raise your hand. I was at a closing this morning and the buyers agent was sharing a story with us concerning a transaction she is working on with a FSBO property owned by Countrywide Mortgage. They placed an offer and rec...
02/14/2007
It is amazing how many reality television programs have emerged in recent years, which is driven equally by popularity and economics for the networks. These programs largely fall into three primary categories: 1. Reality drama such as The Osbornes, Growing Up Gotti and the Real Housewives of Oran...
02/07/2007
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James Holmes

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I want to add value in exchange for the time that you invest in visiting my site. I have spent more that twenty years in the real estate and mortgage industry and I am passionate about our wonderful profession.