James Jeter's Blog

Everyday, I have potential clients bombard me with that simple question.  What's your Best Interest Rate?  When I explain to them that I need a little more information, the first thing they say is that I have great credit.  They fail to realize that's not the only factor.  While the credit score ...

So you're looking to buy a home or refinance your current one.  If you've gone through this process before, let me start off by telling you things have changed.  Minimal documentation was the norm several years ago.  Believe it or not, at one point, all you needed was your drivers license to purc...

Attention Real Estate Agents, home buyers, and yes, even home owners!  If you're thinking about buying a home that needs some work or currently in a home that could use some updating or much needed improvements, FinanceMyHome.com has the loan for you!  We currently have two 203K options to fit y...

If nothing ever changed, there'd be no butterflies.  ~Author Unknown   Today marks my first day at FinanceMyHome.com, a division of REMN (Real Estate Mortgage Network, Inc.).  Like the first day of school of years past, I woke up this morning with butterflies in my stomach.  Questions begin to fl...

Need a Lender that can do it all?Can your current lender: do loans for buyers with DISPUTES on their credit report? offer a VARIETY of programs such as FHA, VA, USDA, and Conventional? have the ability to lend to borrowers with FICO scores as low as 530? offer your clients programs with NO mortga...

I was browsing the web the other day and saw something that caught my I.  I liked it so much, I took the idea, inserted new pictures and created this for all of you.  Your house as seen by... Yourself Your Buyer Your Lender Your Appraiser Your Tax Accessor Have a wonderful day!    

On December 6, DART Rail comes to the Carrollton-Farmers Branch area with the opening of the new GREEN LINE!  Until now, if you were looking to commute to points south via public transportation, your options were limited to taking the bus or driving down the George Bush Turnpike to Plano to utili...

Recently, many lenders have raised their minimum FICO score requirements.  Lenders across the board have gone up roughly 20 to 40 points from their previous threshold.  Simply put, the lower your score, the harder it will be do get a loan.  If you are part of that fortunate group of borrowers tha...

One of the things that blows away the minds of some of my clients is how their credit scores are lower than they expect.  These are people who have never had a late payment a day in their life.  Yet, by score alone, you'd never think that.  I'm sure there are some of you that have that same issue...

  Today’s economic climate has made even the most liberal spender thriftier.  People are driving a little further to save on a tank of gas.  We are eating out less and opting to eat at home more.  Overall we are finding ways to save money.  Above all else, we want to be sure that we are getting t...