RECENT BLOG POSTS
Florida has a new Jumbo/Super Jumbo lender on SFR, Condo, Owner Occupied, 2nd Homes. No Investor. Programs 5/1-7/1-10/1 Arms, including interest only. Fixed Rate 15 and 30 yr product available. Programs offer 85% LTV to 1MM, 80% LTV to 2.5mm, 75%LTV to 5mm. Must have 720 FICO and 6 months reserve...
09/20/2011
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Do "ALL" Loan Originators Lack Empathy? I have had the dis-pleasure of working with a few loan officers over the years that seem to have little if any feelings of remorse or empathy for their clients. I am not sure what happened during their formidable years that caused them to be so lacking in f...
09/20/2011
The Good, The Bad and The Ugly of Real Estate Financing Being a part of the thrill and euphoria that people have when they purchase a new home is a feeling few people will ever know unless they are involved in the process. I have always been on the financing side of the process. It can be very fr...
09/19/2011
Florida's do-it-Yourself Loan Modification Process Listen to someone who has had not one but two loan modifications approved by Bank of America in the last 3 years. I have heard horror stories from people who have tried unsuccessfully to get a loan modification due to loss of household income or ...
09/14/2011
The Pro's and Con's of FHA/VA/USDA Home Loans In Orlando Florida If you want a loan with a No Money Down Option then you must be a veteran or you must purchase a home in a HUD Approved Area for Rural Housing. The VA and USDA Loan are the only type loans that offer the No Down Payment Option for...
09/14/2011
Mr. and Ms. Florida Realtor are you getting your share of pre-approved buyers from your favorite Licensed Florida Loan Originator? If not perhaps you should be using a Loan Originator with a excellent On-Line SEO presence. Search on line and find out which local Loan Originators are getting the c...
09/14/2011
Mr. and Ms. Florida Realtor are you getting your share of pre-approved buyers from your favorite Licensed Florida Loan Originator? If not perhaps you should be using a Loan Originator with a excellent On-Line SEO presence. Search on line and find out which local Loan Originators are getting the c...
09/14/2011
LIGHT DOC OPTION LOANS UP TO 3.5 MILLION. Hard Equity Loans Available. SFR, Condo, Multi-Family, Commercial. Primary, Secondary, & Investment. Subordinate Financing Allowed. Listed Properties, OK. No Limits on Cash Out. Partially Completed Properties. Gift Funds, OK. DTI up to 50%. Foreign Nati...
09/13/2011
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Foreign Nationals, Stated Income/Verified Assets Program NOW Available In Florida Loan Amounts: $420k - $1.5M 70% $1.51M - $3M 60% (Max Cash Out to $250k) Current Interest Rates Offered 5 / 1 Arm @ 3.75% 7 / 1 Arm @ 3.875% 10 / 1 Arm @ 4.50%Prepayment Penalty NONEFICO 720+ FICO NO CO...
09/13/2011
Foreign Nationals, Stated Income/Verified Assets Program NOW Available In Florida Loan Amounts: $420k - $1.5M 70% $1.51M - $3M 60% (Max Cash Out to $250k) Current Interest Rates Offered 5 / 1 Arm @ 3.75% 7 / 1 Arm @ 3.875% 10 / 1 Arm @ 4.50%Prepayment Penalty NONEFICO 720+ FICO NO CO...
09/13/2011