Jana Schmidt's (janaschmidt) Blog

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Real Estate Agent - John L. Scott Renton
Are you considering the purchase of a home and want to know what might hurt future resale value? This red-flag checklist is designed to help you understand if a property has features that might turn away buyers either today or in the future. Keep in mind, no home or property is perfect, and what ...
Hi, friends! This is Jana Schmidt.Take a walk with me today at Soos Creek Trail in Renton. We begin at the northernmost section of the trail off of 192nd Street on a cool November day. Running about six miles, this trail offers easy, level walking trails with nice surfaced paths accessible for ev...
Imagine a backyard setting where you can watch the Coho Salmon Run on a gorgeous spring afternoon! This incredible new listing offers just that, check it out in 360 degree here:Want more, check out our walk through 360 degree video where you can here the sound of the Stream running for the full e...
Finding a true no stair ground level condominium can be tricky. This home has what you need, even a properly graded ramp to the front door.  Watch our 360 Video Tour here:Want more? Check out our 360 degree photo tour here:
// We have an exciting new listing on the market. Right now you can buy this 2-Bedroom 2-Bath ground level condo in Cascade Park Condominiums on Renton's East Hill for just #227,500. This listing makes me smile because it's actually cheaper to buy this home than it a comparable apartment would be...
While getting a loan, especially a mortgage, can be a cumbersome process, it may help to know in a simple and boiled down approach to the 3 things that lenders look at when approving a home loan. They are:#1 Buyer's ability to pay the loan#2 Buyer's willingness to pay the loan#3 the Collateral (o...
Managing credit is tricky. You need to open and maintain accounts to show prospective lenders your trustworthy of managing credit, yet if you open too many at once, they may judge your harshly for it. Opening new accounts shortly before or duing your mortage application process can derail your en...
If you are dreaming of buying a home in the near future and want to make sure your credit is in tip-top shape, you may think it's a good idea to close old credit lines you are not using, but if you do, you might regret it. Closing old credit lines can affect you negatively in two ways. First it c...
Yesterday I posted a blog on how to get a free copy of your credit report.  Click here to see that post: https://activerain.com/blogsview/5572302/how-to-get-a-free-copy-of-your-credit-report Today I want to talk about how to read your credit report.For the purposes of this post, I'm referring to ...
The path to homeownership begins with good credit.  Good credit is often reviewed as a reward for being responsible with your finances. I've instead seen it as a game that credit providers play to reap profits and the key to financial success is learning the rules of the credit game and then play...


Jana L. Schmidt
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