Jani Savage's (jani2) Blog

Dear all higher powers (including bank CEO's, and of course Mr. President), Before I end this day, know I am thankful for all I have good, bad or indifferent. I strive to do my best, some days I may fall a bit short, but that's why I know there is tomorrow. We all hafa try harder, and it is my ho...

Fast Track is the buzz word.  Several markets have been testing the program and let's face it, I wish everyone was getting with the program!  Local Short Sale Manager will assist the process from beginning to end.  Sellers will have responsibility in the hardship, or proof their home is no longer...

Searching among the blogs, I read the of the HUD clarification that homeowners current on payments that short sell, primary residence, settled in full CAN qualify for a new loan.  Although new territory, I hope there are more lenders that will ponder and romance options in 2010.  So many clients ...

Yesterday I was kindly reminded how easy it is to fall off the wagon!  I am completely guilty of letting my schedule consume me.  Sometimes good habits are easy to let go of, and it is just as difficult to get them back, as bad habits are to break and get rid of.  Glad the reminder came before my...

Short sales...the saga continues.  I do my best to show homes, all homes, if they fit my cllients criteria.  They are not interested in short sales, all banks play games, but in their opinion short sales are the worst. In a weeks time outbid by multiple offers on investor flips, turn key ready.  ...

Has anyone followed a short sale from beginning credit score to the end with various credit updates ie satisfied paid in full, etc?  There seems to be a very broad range of information out there, and I have been unable to track before and after numbers.  I was hoping someone has experience and in...

Happy New Year!  Wow, December was full of Citi questions on short sale info, and guess what?  Low and behold I have another.  I will share my progress as we have just met and agreed short it is.  I officially start the endeavor on Monday.  My last post was cheering on 2009 and light at the end o...

No this is not a political sound off!  Instead a very interesting day with an hour filled by Dean Martin.  Far from the Laugh-In humor (oops an age give away), Mr. Martin spoke about the status of good old Maricopa County, foreclosures, and state of the market.  His simple approach was informativ...

Okidokie...here we go.  In our incredible market I am sure many agree our usual CMA's are a bit trickier.  There are so many factors that go in to price points, but the most important with supporting motivation, is pricing to sell!  Although an appraisal can help facilitate a starting point for a...

Well as an update, after my song the BPO was ordered and done on day 7 of the 7-10 day period given.  This morning, day 10 CitiMortgage called with approval information.  It seems loss mitigation passes the file on to a closing agent, and to do that takes 3 business days.  Monday by noon I should...