Jennifer's Real Estate Title Insurance Blog

  Mortgage Insurance and the FHA Loan Mortgage insurance is a fee lenders charge to borrowers when they are putting less than 20 percent down on a home loan. Lenders charge this fee because the less money a borrower puts down, the riskier the loan is and the mortgage insurance helps mitigate that...

  CFPB, TRID and the New 3-Day Rule Without change we cannot truly experience exponential growth. Well, major change is taking place nationally within the procedure of buying and selling a home. The CFPB has now implemented the new TRID rules. This including a new 3 day rule in regards to closing...

  Homeowner’s Insurance, Title Insurance, Mortgage Insurance, oh my!Before buying a home many assume that you need 20% as a down payment to be approved for a mortgage. While having 20% is ideal many homebuyers don’t have that much saved and as a result most lenders will require mortgage insurance...

  I received my check after the sale of my home, but why is it less than I thought it would be?Shortly after listing your home for sale you receive an offer from a potential buyer of $350,000. You accept the offer and sign the contract to get the sale going. But before you are ready to close on t...

You have submitted an offer on your dream home, but how long will it be until you have the keys in your hand? If you are financing your home the closing process may take longer with some of the changes that are coming. Being patient is the key to getting you into your new home. Starting October 3...

What is Escrow?The term Escrow can be a bit confusing for homebuyers, especially if this is your first time buying a home. When you submit an offer on a home you make an earnest money deposit to be placed in escrow to show the seller that you are committed to purchasing the property. This deposit...

Purchasing a home can be a challenging task, from financing to closing and everything in between. It is important that you have a strong team of experts helping you with the process. Your Fort Myers title company can be your biggest asset during this crazy time making sure to get you to the closi...

Signing the contract on a home sale is a big step for both the seller and buyer, but what happens once that contract is signed? There is a lot that the buyer and seller have to do to prepare for closing but there is also a lot that goes on behind the scenes that many people aren’t aware of. Once ...

This is such great advice that William Piotrowski shared.   7 Ways to Shake Up your Life1. Try saying “yes” instead on “no”.2. Don’t allow your feelings to dictate your behaviour.3. Travel to somewhere you haven’t been before.4. Spend time with people who are different from you.5. Try a new food,...

Closing on a property doesn’t mean closing the relationship you have developed with your clients. An important part of a closing comes after, when you have an opportunity to receive feedback from the client about their experience. Here are some tips for maintaining a relationship after a deal has...