Janet French's Thoughts, Ideas and Updates

Shopping Around? Here’s the Inside Scoop on How to Do It Right! First: make sure you are working with an experienced, professional loan officer. The largest financial transaction of your life is far too important to place into the hands of someone who is not capable of advising you properly and t...

Never underestimate a small group of dedicated individuals to change the world. ~Margaret Mead As you may or may not know, there have been some MAJOR changes made in lending industry. One in particular that we would like to bring to light is the new HERA/TILA (Truth in Lending) regulations pertai...

"We should never allow ourselves to be bullied by an either-or. There is often the possibility of something better than either of those two alternatives." ~ Mary Parker Follett Something to think about. 45% of retirees aged 55-75 surveyed in April 2009 have either not calculated how long their as...

The Question Remains, What is Really Happening in the Real Estate Market? Lenders for months have been holding back a high volume of homes in the foreclosure pipeline that could further depress home values if they are released at once into the market, industry experts say. The artificially create...

Did you know? It's Financial Literacy Month. And to long with this, please read this perfect quote to think about as you go through this very changing period of time. "What is" is always shifting. Be aware of the shift in order to create the life I want. Please take a moment to watch my SHORT, ye...

Great News!!! It's really nice to finally hear some good news on the home front. Sales of new single-family homes jumped 4.7 percent from January to February, the Commerce Department reported today. And interest rates are hitting all time lows since 1971. But...Better compared to what? What you a...

So the question is, do you qualify for the any of the new mortgage programs? Since last week, I have been contacted repeatedly by clients, friends and family wanting to know if they qualify for any of the mortgage relief programs that have been signed into law over the past few weeks. More detail...

What Lenders Learned During Prior Refi Booms First off, what is happening with interest rates and reduced yield spread premium? 15 years ago it wasn't uncommon to see nice buy-up schedules on many products, with an increased yield spread premium being offered in return for a higher interest rate....

"A good goal is like a strenuous exercise- it makes you stretch." ~Mary Kay Ash For some reason, when we can't see the future clearly, we tend to see things as becoming worse rather than better. However, the optimistic attitude that gave us the world we now live in is what is needed to take advan...

I was in the process of recording a video this week but I'm loosing my voice and the video was just not turning out so great. So ....Continuing on from "Why Houses Make Great Investments"...that I wrote to you about a couple of weeks ago. What a GREAT environment we're in for buying real estate.....