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Mortgage and Lending - The Loan Source
RECENT BLOG POSTS
The Federal Reserve dropped their short term Federal Funds Rate an additional .25% last week which brings the total adjustment of 3% since the fall of 2007.  The questions remains, why are mortgage rates not dropping in sync with the Federal Funds Rate?Click on the link below to watch a CNBC vide...
05/05/2008
Included are a few exerts from the Press Release by the Federal Reserve yesterday, April 30, 2008 concerning their action to lower the Federal Funds rate by an addition .25%. If you want to read the entire press release, just click here."Recent information indicates that economic activity remains...
05/03/2008
The game has changed but mortgage rates are still low and opportunities remain for those people who are prepared to take advantage of the depressed housing market and some of the lowest fixed rates in over a decade!Are you prepared?The Federal Reserve has been lowering the Federal Funds rate sinc...
04/21/2008
Eon’s ago, smarter people than I determined that in order to keep summer during the summer months and winter during the winter months, we would have to add one extra day to the calendar every four years.  Since February was the shortest month, it was the most logical choice.  I don’t know if that...
02/29/2008
Let's take a look at the effects of the economic stimulus package on the mortgage industry and how it may filter down to the consumer.  The US Senate has passed the Economic Stimulus Package and the President is scheduled to sign it into Law which means that we are one step closer to the implemen...
02/11/2008
Atlanta GA, -- Foreclosure’s are on the rise and there are huge opportunities for home buyers who in buying real estate at bargain prices. Opportunities yes, but they come with their own set of problems and risks.  The Problem:Most foreclosed properties are not in the best of shapeMost foreclosed...
02/06/2008
I have found a system that has helped differentiate myself from my competition?  Just think of the feeling you get when you see a hand addressed notecard sized envelope on your desk or at home.  You open the envelope and smile because the message make you feel important.  You will be remembered i...
11/28/2007
There is ample money available for those looking for a Mortgage Loan   The Mortgage industry is continuing to experience unprecedented change and that is a good thing.  Why?   1) Mortgage Lender and Brokers are exiting the business in record numbers which leaves the professionals available to hel...
10/25/2007
What else is going to happen to prolong the housing slowdown and create additional road blocks to home  ownership, especially for the First Time Home Buyer? First, it was the end of Sub-Prime mortgages then, tougher underwriting standards at all levels of the mortgage industry, a housing market w...
10/03/2007
Have you ever watched the movie "Hunt for Red October" or any other naval war movie as the good guy put a shot across the bow of the bad guy's vessel?  The warning shot send a very clear message and can not be ignored.  Well, consider the Press Release on September 11, 2007 by the Federal Trade C...
09/13/2007
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Jim Hogan

Atlanta Loan Source
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Information, stories (good and bad) and tips about finding the best mortgage loan. In addition to the boring stuff, more localized information that could be fun to read.