Joe Resendiz's (joeresendiz) Blog

Industry Observer - ValuePenguin
If your clients are looking for a change of pace, they're not alone. According to the U.S. Census Bureau, the average person moves 11.7 times throughout their life. Many are setting their sites on up-and-coming cities or states, such as North Carolina. The Tar Heel state saw an 8.9% growth in pop...
Nothing can be more disheartening during the homebuying process than being denied a mortgage. Fortunately, receiving a rejection doesn’t mean a buyer has to give up on the dream of homeownership. With some education and a game plan, prospective homeowners can move forward after a mortgage denial....
While it is possible to get a mortgage when in debt, home shoppers should be aware of the impact it has on the mortgage process.  Prospective buyers are sometimes surprised to discover that their debt load could lead to a higher interest rate, lower loan amount or the need to come up with a large...
It is common for New Jersey Realtors to work with individuals and families looking to relocate from New York City or Philadelphia. While many city-dwellers think they will never move to the suburbs, there often comes a time when it is necessary to trade the bustle of city life for something quiet...
Real estate agents often operate alone, but teamwork can make the homebuying process more pleasant for clients and agents alike. That’s why it’s common for real estate agents to have a go-to list of vendors to offer prospective buyers, ranging from contractors to mortgage lenders and home inspect...
More than 32 million people moved in 2018, mostly in Florida and other southern states. Individuals may choose to move for a better home, new job opportunities or family needs, but in most cases, real estate agents are their trusted guide.   Occasionally, you may work with a client who is moving ...
The Federal Reserve continues to maintain historically low mortgage rates, which is a boon for buyers. These low rates are also highly beneficial for homeowners looking to refinance existing mortgages. Whether or not a homeowner should refinance a mortgage, however, depends on what he or she inte...
People decide to downsize their homes for a number of reasons. Whether the kids have moved out and they need less space, or the general upkeep is too time-consuming, selling a larger home and moving to a smaller one seems like a good way to cut back on expenses and save some money each month — in...
When you’re working with a current member of the military or a military veteran, you have a great opportunity to support someone who has worked hard to serve their country. There are nearly 21 million veterans in the United States, yet many of them are not aware of all of the benefits for which t...
 When someone mentions climate change, your first thoughts might turn to climbing temperatures. However, according to the National Oceanic and Atmospheric Administration (NOAA), climate change extends beyond temperature. The things we rely on, including water systems, energy, transportation, ecos...

Joe Resendiz

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