Joey's Blog

  0.5% on the first $55,000 of the purchase price, plus1.0% on the amount exceeding $ 55,000 up to and including $250,000, plus 1.5% on the amount exceeding $250,000 up to and including $400,000, plus 2.0% on the amount over $400,000 Example: The land transfer tax on a property transferred for $1...

1. Make sure you are informed and educated buyer. 2. Find a Realtor that will address your needs and requirements. 3. Be Pre-Approved 4. Budget 5. Determine your needs and wants 6. When you find a home, make a list of pros and cons and if there are substantially more pros then throw an offer.   ...

  1.Save. Save more money by not eating out, temporarily canceling extra services like: voice mail, newspaper and magazine subscriptions, going out and have discipline to stay on a written budget. 2.Borrow the money from your RRSP account. 3.Move. Move to a cheaper apartment and save money. But r...

We have all heard of 0% down-payment or the up to 7% cash-back program where you can buy home and get 7% cash back of the price of the home. I do not believe in these programs because usually the interest is higher and so are the payments. The 5% down program I believe is much better than those ...

Some people believe that all REALTORS® are real estate agents/brokers.  But not all licensed or registered real estate salesperson/brokers are REALTORS®. The term REALTOR® is a trademark registered by CREA (Canadian Real Estate Association) that is to identify registered salesperson or brokers t...

MLS stands for Multiple Listing Service.The MLS for people that do not know about the service is like a huge product superstore--like WALMART or COSTCO!It contains inventory, what is the inventory? The inventory is real property and also property that is not necessarily just physical property lik...

1. Make minor repairs to your home: -Patch holes in the wall                                                    -Replace and fix cracked floor or counter tiles                                                    -Paint rooms that have non-neutral colours                                            ...