John Kim's Real Estate Blog

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Services for Real Estate Pros - Property Services & Short Sale TC
As a Short Sales Processing Service this blog is to help inform and receive information on our industry. This blog is to explain some things to the homeowner or realtor in Short Selling, Loan Modification, and industry related news.
RECENT BLOG POSTS
     For the Los Angeles homeowners that are unable to maintain your mortgage payment(s)and need an option to avoid possible Foreclosure or worse Bankruptcy.  Here are some hardships that may qualify for short selling a home. MORTGAGE RELATED REASONS No Equity available to Refinance Interest Rate...
03/05/2011
     Another tidbit of info on the factors of your Credit Ranking Score.  Yes, instead of thinking it's a score on you individually and your character.  What is a credit score?      It is said that credit scores may range from around 300 to 900 but I've always asked around and being in this indus...
03/05/2011
     "Home is where the heart is..." but for many it's also a reflection of our tastes and interests.  I'm one to agree that your home should be exactly how you want it to be.  However, if you plan to sell your home remember that those upgrades and expensive renovations might end up devaluing you...
03/05/2011
     DROID is the digital voice that I'm accosted with as I play with my new toy.  Leaving the security blanket of the world of Blackberry, which has treated me well, I enter a new era of technology.  Note to all... I've had smart phones, android phones, and even pre android windows based mobile ...
03/01/2011
     Wow, now during the Nov. 19th to 30this a 12 day time frame and during that time the Turkey Day travel reached an all time high.  About 60 years ago the traffic of this magnitude was matched.  So the forecast was for an increase of 3.5% for the holiday T-day travel from last year.  To put it...
12/11/2010
     So the prior holiday season statistics were projecting that the holiday consumers were planning to avoid using their credit cards.  And that spending would be less than last year due to falling economy and the wiser consumer avoiding the deferred payments with interest.  As Black Friday has ...
12/07/2010
     Here's a few things you may want to address when purchasing that home you're looking for.  When your realtor takes you around this list may help you on your decision.  Remember to bring a camera to help aid with the list and when you make your decision.  Good Luck... CHECK LIST Address/Commu...
11/13/2010
Call the LenderFind the person responsible for handling short sales. You do not want to talk to the "real estate short sale" or "work out" department, you want the supervisor's name, the name of the individual capable of making a decision. Submit Letter of AuthorizationLenders typically do not wa...
11/13/2010
Payments too HIGH? Need HELP with your LOAN? Trying to Avoid Foreclosure? I can HELP... Are you late on your mortgage payments? Is your loan set to adjust to a new payment soon? Is your ARM adjusting to the point that you cannot afford to your monthly payment? Are you currently suffering in a har...
11/13/2010
Do Nothing - If a homeowner does nothing, they most likely will lose their home at foreclosure auction.  Loan applications generally ask if the applicant has ever been foreclosed upon.  Credit reports also disclose this damaging information. Not the best option. Payoff/Refinance - Completely payi...
11/13/2010
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Short Sale Processing Service that will help any person that is interested in closing a successful short sale.