Thinking Outside the Mortgage Marketing Box

This is another blog post with information that is important to reviewing in your VA loan file.VA loans are a great way to assist Veterans. The posts are taken from my VA loan handbook that I share with Realtors who attend my VA for Realtors Course. Please feel free to contact me with any questio...

I met with a client this past weekend. They have a 2 year ARM and an adjustable Home Equity loan, both of which are about to adjust. Between the two they have a high ltv and I felt they would fit right into an FHA loan. Their ratios are a bit high, but consolidating their debt would actually put ...

Last night the Mid Hudson Valley Mortgage Bankers Association installed their President and Directors for the 2007-2009 term. 71 members and guests attended the event at the Ships Lantern Inn in Milton New York. The past year has been a time of great turmoil in our industry and it was good to see...

Those of you still looking for 100% financing will be glad to know it is still provided the the VA Home Loan program.Many Veterans are unsure if they qualify. Here are the eligibility requirements.VA Loan Eligibility RequirementsGeneral Rules for EligibilityYou are eligible for VA home loan benef...

It is easy to be part of a professional organization when times are good. When home prices are on the rise and rates on the decline. During these up times the local Realtor, Mortgage Bankers, Brokers and Builders Association experience growth from the influx of targeted members and affiliates. Th...

As we ciontinue to weather the storm of the sub-prime fall out, we need to realize that there are still opportunities to write loans for people who have had credit issues. The circumstaqnces have made it more difficult, but FHA and VA will allow some credit issues provided there is a logical and ...

It is an annual rite of fall. The Garlic Festival in Saugerties, New York. It is hosted by Kiwanis and draws over 25,000 people each year.Do you like Garlic? Get ready. Garlic bread, vinegar, wine, ice cream you name it. No vampires please.Follow this link for more details. Garlic FestivalHope to...

The Mid Hudson Valley Mortgage Bakers Association will be holding their 21st Annual Installation of Officers Dinner meeting at  John Foglia's Ships Lantern Inn in Milton New York. Every year the organization installs new board members and installs new officers.This year the event will be held at ...

I would like to share photos of our slice of paradise. Our condo is located in Isla del Sol in St Petersburg, Florida. Isla del Sol is a man made island located along the Pinellas Bayway. The condo is spacious and overlooks a georgeous private golf course. There is great walking to the beach and ...

I had a recent flurry of application activity and a few people asked what I did to create it. A couple of years ago, 2003 I started to keep track of birthdates and other significant anniversaries in client lives. I eventually put these dates and addresses in an excell spreadsheet. Each month I go...