Joseph Romano's (jromano) Blog

The Watchung Hills Youth Benevolent Association (WHYBA) is pleased to announce its' 2008 scholarship award recipients. WHYBA is committed to helping local high school seniors pursue their goal of obtaining a college education. This year, WHYBA awarded $12,000 in scholarships to seven qualified an...

According to a survey of more than 500 adult respondents conducted by National Polling Service on behalf of Obeo, a leading provider of full-service residential real estate online marketing products in North America: - 41% of women surveyed began their search for a new home on-line, while 25% of ...

Are You A "Coal Raker"? I've been seeing a disturbing occurrence in the field of Buyer Agency. It seems that some agents out there are practicing "Seller Coal Raking" rather than "Buyer Agency". There is a distinct difference between these two approaches. Let me explore each of these for you so y...

The Rural Housing Service (RHS) of the U.S. Dept. of Agriculture guarantees loans for rural residents with minimal closing costs and no down payment. Visit our page RHS programs for details.The Federal Housing Administration (FHA), which is part of the U.S. Dept. of Housing and Urban Development ...

Mortgages All mortgage plans can be divided into categories in two different ways. Firstly, conventional and non-conventional loans.Any mortgage loan other than a VA, RHS or an FHA loan is conventional one. VA loans are guaranteed by U.S. Dept. of Veterans Affairs. The guaranty allows veterans an...

Negotiating the Offer Your Sales Associate will immediately present and explain all offers to you. You will be able to accept, reject, or counter any offer presented. During the negotiation process, your Associate will leverage their experience and skills to advocate your interests: Reviewing the...

Developing a Marketing StrategyIn order to sell your home quickly and on with the best possible terms, it's necessary to prepare your home for the market. This process includes: Deciding when to put your home on the market. Establishing a strategic price based on recent comparable sales, local ma...

Managing the Transaction You'll appreciate having a strong advocate on your side during the transaction!Negotiating the Offer Your Sales Associate will immediately present and explain all offers to you. You will be able to accept, reject, or counter any offer presented. During the negotiation pro...

In order to sell your home quickly and on with the best possible terms, it's necessary to prepare your home for the market. This process includes: Deciding when to put your home on the market. Establishing a strategic price based on recent comparable sales, local market conditions and your motiva...

Home Selling Guide Selecting an AgentYour most important decision when selling your home is the selection of the person you choose to represent you.The job of your Sales Associate is to support you in selling your home with the best possible terms, and to aid you through the entire process.Your S...