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Mortgage and Lending - E Mortgage Management - NMLS ID # 214834



  Owning a home is simple with the USDA Loan Program. If you think it is out-of-reach for you and your family, you might be thinking wrong! Jason Hands, an MLO for Bay to Bay Lending in Tampa, Florida explains the USDA program in this article. The guarantee provided by the USDA helps low and mode...
  If you have a recent foreclosure or have had a short sale on a property in the last 4 years you already know that you do not qualify for conventional financing in the State of Florida. I have a solution for you and have answers for completing your mortgage needs in todays market I can complete ...
  If you are seeking a home purchase in Florida above the $417,000 conforming guideline and do not have the required 20% down payment feel free to contact me regarding the best new loan product in Florida for homebuyers up to the $825,000 price range.   This product is one loan, up to 90% LTV wit...
  Below are the steps to follow for establishing credit before your purchase your first home   Establish or maintain 3 credit card/installment accounts with small limits never using no more than 20% of the available balance.   Better yet, just use the cards to pay for a tank of gas, then pay it o...
I am a licensed mortgage loan originator with over 13 years’ experience in the mortgage industry. I specialize in Home Purchases and Refinances in Florida. I have helped over 1500 homeowners realize their dreams of home ownership, with many repeat and referral clients. Below are some highlights o...
If you are seeking a condo purchase as a primary residence, second home or an investment property in Florida, Bay to Bay Lending has financing options for you with great rates and very low fees   These are traditional Fannie Mae & Freddie Mac Loans that require Private Mortgage Insurance above 80...
  VA loans are often made without any down payment at all. Aside from the veteran's certificate of eligibility and the fact that the appraiser is assigned by VA, the application process is not much different than any other type of mortgage loan.    Bay to Bay Lending is approved for automatic pro...

Jason Hands

Purchase Specialist - www.jasonhands.emmloans.com
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