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Mortgage and Lending - E Mortgage Management - NMLS ID # 214834



Below are the steps to follow for establishing credit before your purchase your first home   Establish or maintain 3 credit card/installment accounts with small limits never using no more than 20% of the available balance.   Better yet, just use the cards to pay for a tank of gas, then pay it off...
If you are seeking a condo purchase as a primary residence, second home or an investment property in Florida, Bay to Bay Lending has financing options for you with great rates and very low fees   These are traditional Fannie Mae & Freddie Mac Loans that require Private Mortgage Insurance above 80...
If you are seeking a home purchase in Florida above the $417,000 conforming guideline and do not have the required 20% down payment feel free to contact me regarding the best new loan product in Florida for homebuyers up to the $700,000 price range.   This product is one loan, up to 95% LTV with ...
If you have a recent foreclosure or have had a short sale on a property in the last 4 years you already know that you do not qualify for conventional financing in the State of Florida. I have a solution for you and have answers for completing your mortgage needs in todays market I can complete a ...
If you are a previous homeowner who completed a Chapter 7 Bankruptcy and included your mortgage debt in the BK but the home did not sell via a foreclosure or short sale until 2 or 3 years later. I have great news for you with the latest Fannie Mae guideline update Per the information below the ne...
As you may or may not be aware, Fannie Mae and Freddie Mac recently increased their down payment requirements on a home purchase from 3% to 5%. This rule change affects all Conventional Loans. Now, all Conventional loans submitted to Fannie or Freddie must have a minimum 5% down payment. You can ...

Jason Hands

Purchase Specialist - www.jasonhands.emmloans.com
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