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Your credit report contains information about where you live, how you pay your bills, and whether you've been sued, arrested, or filed for bankruptcy. Consumer reporting companies sell the information in your report to creditors, insurers, employers, and other businesses that use it to evaluate y...
12/06/2007
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Credit report Dispute Letter (sample) DateYour Name Your Address, City, State, Zip Code Complaint DepartmentName of CompanyAddressCity, State, Zip CodeDear Sir or Madam: I am writing to dispute the following information in my file. I have circled the items I dispute on the attached copy of the r...
12/05/2007
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A FICO score is a credit score developed by Fair Isaac & Co. Credit scoring is a method of determining the likelihood that credit users will pay their bills. Fair, Isaac began its pioneering work with credit scoring in the late 1950s and, since then, scoring has become widely accepted by lenders ...
12/05/2007
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El robo de identidad Cada año, millones de personas son víctimas del robo de identidad. La Comisión Federal de Comercio (Federal Trade Commission, FTC), la agencia nacional de protección de los consumidores, quiere que usted tenga la información necesaria para defenderse contra el robo de identi...
12/04/2007
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SIGN THE PETITION NOW!DEADLINE FOR 611,000 SIGNED PETITIONS: JANUARY 31, 2008This amendment caps all property taxes at 1.35% of taxable value while preserving SAVE OUR HOMES and all HOMESTEAD EXEMPTIONS. This plan cuts property taxes by $8 billion and reduces property tax collections by 26% stat...
12/03/2007
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10 Tips for Smart Holiday Shopping Online 10 Tips for Smart Holiday Shopping Online Going online to shop for the holidays this year? Some of us do it to avoid crowds, some to save gas, and some for the convenience of shopping at any time of day or night. Experts are predicting that consumers will...
12/02/2007
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Identity theft This website is a one-stop national resource to learn about the crime of identity theft. It provides detailed information to help you deter, detect, and defend against identity theft. www.ftc.gov/bcp/edu/microsites/idtheft/index.html Read on to find out more about identity theft an...
12/02/2007
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Each of the nationwide consumer reporting companies – Equifax, Experian, and TransUnion – is required to provide you with a free copy of your credit report, at your request, once every 12 months. The companies are rolling this out across the country during a nine-month period. By September 2005, ...
11/30/2007
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Fannie Mae has a federal charter and operates in America's secondary mortgage market to ensure that mortgage bankers and other lenders have enough funds to lend to home buyers at low ratesFannie Mae was created in 1938, under President Franklin D. Roosevelt, at a time when millions of families co...
11/30/2007
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What is a HUD Home?A HUD home is a 1 to 4 unit residential property acquired by HUD as a result of a foreclosure action on an FHA-insured mortgage. HUD becomes the property owner and offers it for sale to recover the loss on the foreclosure claim. Who can buy a HUD Home?Almost anyone! If you have...
11/30/2007
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Betty Garcia - Sweetwater Real Estate
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