Justin's Blog

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Mortgage and Lending - ASAP Mortgage
Hello everybody my name is Justin and I'm a Licensed Mortgage Professional serving the whole state of WI. I am looking to pick up some useful information and possibly establish a few relationships through this website and blog!
RECENT BLOG POSTS
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Verifying Your Down Payment,Closing Costs, Assets, Income and Debts Application ChecklistUse my Application Checklist to gather the documentation requested by most lenders. A critical step in the mortgage loan application process is to verify the sources for your down payment, closing costs and a...
05/09/2007
Business Credit - Can It Make A Difference In Your Success? One of the most frequent questions asked by entrepreneurs (this can include a real estate investing business) who incorporate or form LLC's is "How do I build business credit?"While there is no simple formula, there is a process that all...
05/08/2007
Five ways to make the loan process go faster I should say that "working with me" is the first way! When you let me help you find the loan that's right for you, you truly are taking advantage of some of Wisconsin's best technology and expertise to get you a loan decision and funding on your loan q...
05/04/2007
Should you consider financing closing costs, escrow reserves, or other cash needed at closing?If you've built up some equity in your home, when you refinance, you may be able to "cash out" some of that equity to pay off credit cards or other revolving debt, improve your home, help pay for colleg...
05/04/2007
Lethal Mistakes of Real Estate Investors When real estate shows signs of a rebound, investing in real property becomes more popular. There is a right way and a wrong way to go about investing. Here are a few mistakes investors often make: Planning as you go. - The best way to solve the problem is...
05/01/2007
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Holding TitleBefore you reach the closing day, you will want to make a decision as to how you will "hold title" to the property. This decision has legal, tax and estate planning ramifications. Therefore, it may be prudent to consult an attorney or certified public accountant (CPA).The following i...
04/30/2007
Debt to Income RatioYour debt to income ratio is simply a way of determining how much money is available for your monthly mortgage payment after all your other recurring debt obligations are met. Debt limit There is generally a debt limit associated with each type of loan, such as a 28/36 qualify...
04/29/2007
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Things to avoid before buying a homeMany new homebuyers make the mistake of rushing out to buy things to fill their home with as soon as the seller accepts their purchase offer and the lender pre-approves their loan. But there are still a few major hurdles to overcome before the keys are handed o...
04/29/2007
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What are the advantages of fixed rate versus adjustable rate loans?With a fixed-rate loan, your monthly payment of principal and interest never change for the life of your loan. Your property taxes may go up (we almost said down, too!), and so might your homeowner's insurance premium part of your...
04/29/2007
How do you "buy" a better rate?Do you plan on keeping your loan for a while? Then it may make sense to "buy" a lower interest rate by paying one or more "points." Even if you're unsure of how long you plan to keep your mortgage before you move or refinance, paying points now for a lower rate may ...
04/29/2007
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Justin Kaatz

CMP
local_phone60(823) 789-0014
smartphone(608) 347-3424
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Hello everybody my name is Justin and I'm a Licensed Mortgage Professional serving the whole state of WI. I am looking to pick up some useful information and possibly establish a few relationships through this website and blog!