My Home Loan With Jay

A couple of years ago I read an interesting book by Dr. Robert Cialdini. A Regents Professor at Arizona State University, Dr. Cialdini is a social psychologist..   I decided recently to re-read his book, “Influence: Science and Practice”. This work centers on influence triggers that help someone ...

It seems the tea parties held this week are driving the left nuts. They just don’t know what to make of ordinary people taking time out of their day to register their disdain with politics as usual.   This was not about Republicans vs Democrats. What is misunderstood is there is a growing disgust...

I must admit that when I first learned President Obama stated the “we do not see ourselves as a Christian nation” I was quite distressed. Why would he say this during Holy Week while in a predominately Muslim nation?     I kept asking myself, what was the point? The two conclusions my feeble mind...

It’s that time of year. The first Monday in April marks the men’s basketball NCAA National Championship Game.   This year will be one of great interest to me and the hometown hero’s of the University of North Carolina with take on the Spartans of Michigan State.   I have always considered March M...

One of the major culprits of the current financial crisis, in my opinion, has been a complex and little understood accounting principle. This accounting principle is called “mark to market”.   I am no accountant and will be the first to admit I don’t fully understand this hideously complex financ...