Just-In-Time Loans

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Mortgage and Lending - Independent
Real Estate, Loan Officer, Virginia, Virginia Beach, Mortgage, Loans, Refinance, Purchase, Qualify, Bad Credit, Jumbo, Stated, No Doc, Renovation, 203k, Consultant, 757, Hampton Roads, Expert, FHA, VA, Government, Military, Navy, Army, Marines, Homes, Houses, Market, Buying, Selling, Application, Tidewater, Bank, Prosperity, Wells Fargo
RECENT BLOG POSTS
The Pre-FlopI work with a couple Real Estate Investors in the Virginia Beach Area and they mainly invest in Short Sales and Foreclosures to sell back to potential buyers.I had a client pre-qualified up for a $200,000 FHA Mortgage and the client was interested in buying a short sale, I called up m...
05/02/2008
So your thinking about buying a houseA lot of mistakes I seen recently is new home owners applying for loans with the preconception of not worrying about reserves or a down payment towards their new house.Even if you did qualify for a 100% LTV loan that doesn't require any reserves and the seller...
04/29/2008
The Beautiful Thing about FHA loansFHA loans are truly unique because every Loan is different  There are guidelines that we follow in submitting the loans but the bottom line is that every loan submitted gets a chance to be looked at by the overall big picture.The Big PictureMyths are out there t...
04/28/2008
Back when times were normal Rewind about two decades ago and we were accustomed to double digit interest rates on mortgages. Now a days people will cry FOUL if they were ever quoted a double digit rate on a mortgage.  Back then though it was completely normal.There was no such thing for 100% fina...
04/27/2008
Un-Forseen events causing more renters recentlyWith the increase in foreclosures and more homeowners that can't afford to stay in their current homes due to financial hardship, job loss or mortgage payments.  People are resorting to renting once again or even staying with family and friends while...
04/23/2008
My Earth Day Support Well to help celebrate this Great day called Earth Day, I wanted to share a tip to all of us in the Real Estate Business.  Even though this tip may be small, any effort to help with Eary Day's Main Vision will help tremendously!! Before I share my tip, I wanted to recap what ...
04/22/2008
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04/17/2008
 ***Update the Bill finally got passed SENATE VOTED YES 96-1 TO FILVETS BENEFITS AND S.1315***Thanks for all the support!!  Filipino American VeteransOne of the most pressing long-time issues in the Filipino American community is the fight for Filipinos, who fought for the American military durin...
04/16/2008
Is there a strong military presence in your area? I grew up as a Navy brat in Virginia.  My father is a retired Command Master Chief in the Navy, the highest rank you can get being enlisted.  So I respect the Military, The area I live in has a strong military presence. I am located in the Hampton...
04/14/2008
More children are taking part of social network sites and becoming more internet accustomed ever than before.Rewind back 10years or so and even thinking about internet safety in classrooms may not seem important but as the internet gap becomes more of a household activity than unknown, the intern...
04/10/2008
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Justin Williams

Loan Officer
smartphone(310) 951-5173
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