Thoughts and Ideas About Mortgages and Related Industries

Mortgage and Lending - Alterra Home Loans
Thoughts, ideas, tips, and updates for related industry professionals and homebuyers.
I'll be completing my FHA 203(k) training tomorrow with RE-buildUSA.  There's lots of great information to help you learn the whole process so that you can walk your client through it smoothly.  I am excited about the system they have in place to help simplify the process for borrowers when a 203...
Las Vegas, NV - Relationships rule and big isn't always better.  What I mean by this is that a Realtor I know had been working with a buyer for over a year on a short-sale purchase and this buyer had a very sad tale to tell including the recent death of his wife and B of A misreporting his mortga...
The new htc Droid Incredible from Verizon Wireless is set to be released on Thursday, April 29th.  You can preorder yours from Verizon's website now.  Heres the cool thing - you can buy the Nexus One from A.T. & T. (a great phone without a doubt) which is also made by htc but you'd pay $529 and g...
What has your blog done for you?  Here's what mine did for me - Last week (I think) I wrote a post about the FHA 203(k) rehab loan.  I am often amazed at how many long-time top producing Realtors either don't know about the FHA 203(k) or only know of it's existence but not how it actually works o...
It's time for a little fun... Where am I?  No, this is not some esoteric, etherial, deep, philosophical question.  I know right where I am physically, mentally, spiritually, etc.  My questions pertains to the picture on my activerain blog.  If you are reading this post on a blog other than my act...
A Realtor's blog I found had a post titled "8 questions your lender should be able to answer about mortgage rates" and then it went on to give the eight questions along with the answers.  It was written by a loan officer.  The questions are things that any good loan officer should know and the an...
The tax credit has been extended for one full year - for some individuals.  Indeed, all active duty military personal serving for 90 continuous days over sees as well as foreign service works and intelligence personnel who served over seas between January 1, 2009 and April 30th of 2010 will quali...
Henderson, NV - There was no cure for the wind which seemed to grow stronger throughout the day during the Tour de Cure - a bicycle ride to raise money to help find a cure for diabetes.  As an avid cyclist, I try to ride 125+ miles per week, but springtime in Vegas is usually very windy and i do ...
Las Vegas and Henderson Home Buyers:  Time is running out on the tax credit, what's next?  As a Certified Mortgage Planner and a veteran of the mortgage industry for 16+ years, I would say that a decision to purchase a home should never have been about the tax credit.  The decision to purchase a ...
Las Vegas and Henderson Realtors are benefiting from quality, underwritten pre-approvals, not just an automated approval.  Let me start by saying I've never been a big fan of the term "pre-approval."  What is a pre-approval?  The term suggests that it's something before the approval yet what we a...

Jed Wunderli

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