Karen Simms' Blog

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Real Estate Agent - Century 21 Arizona Foothills - AZDRE# SA579060000
RECENT BLOG POSTS
  Most taxpayers know that they will pay a 10% penalty if they withdraw funds from their IRA before they turn 59.5 years old.  There is an exception for first-time home buyers that allows a penalty-free withdrawal of up to $10,000 per person if they haven’t owned a home in the previous two years....
07/11/2014
    Consideration associated with a contract is generally thought to be the price and terms but being sympathetic and courteous towards the seller could make a difference in getting the home you want.   Business people, like store owners, expect to deal with customers and even become to expect be...
07/11/2014
It’s disappointing, frustrating and sometimes, discouraging when you lose a home you want to buy.   One of the hardest lessons for today’s buyers is that writing an offer doesn’t mean that you’ll get the home or even a counter-offer.  The low inventory affecting many of the housing markets requir...
07/10/2014
Paying cash fo a home seems like a huge advantage to qualifying for a mortgage and an appraisal. However, for the fortunate few who don't need a mortgage, there is a question they should answer before they make that decision:  Do you think at any point in the future, you might put a mortgage on t...
05/27/2014
The community of Eastmark in Mesa Az is a master planned community developed by DMB Associates Inc. located off Ray and Ellsworth in Mesa, Arizona. Over the next 20 years Eastmark will be developing new homes, schools, parks, shopping centers, business parks and a new site for Grand Canyon Univer...
10/19/2013
Home Loans: Shopping for a Low Interest Rate by Morgan Sims on October 9, 2013 in For Buyers, Interest Rates Today we are excited to have Morgan Sims as our guest blogger.  Morgan is an accomplished writer who has been featured on many blogs with topics ranging from Real Estate to Social Media. –...
10/09/2013
Following his heart surgery last week, after an issue was discovered during his annual physical, President George W. Bush encouraged everyone to get regular check-ups.  Another important checkup that should be done on a regular basis and can be just as beneficial for your finances is an annual ho...
08/31/2013
The memories of the financial crisis of 2008 are recent enough to understand why some people may want to avoid the stock market and real estate. Even though Wall Street and housing have rebounded considerably, uncertain investors are sitting on their cash. However, trying to avoid a bad decision ...
08/31/2013
It’s been said that more money has been lost due to indecision than was ever lost because of a bad decision. Regardless of whether you agree with the statement, delaying the decision to buy in today’s market is going to cost the buyer more.  Home prices have gone up considerably in almost every m...
07/29/2013
 Inventory is dramatically shrinking and it is commonplace in many markets to have multiple offers on a home. While the sellers would prefer to be able to choose the best offer for them, it can be incredibly frustrating for the buyers who might consider the following tips to get their offer accep...
06/17/2013
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Karen Simms

Horse Property Specialist
smartphone480-294-1510
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