Kathy Sheehan Mortgage Lender

There is no question that business has changed over the last 20 years.  I remember doing business when cell phones were installed in cars, everyone carried a pager and fax machines used thermal paper.  I am happy to say that we have moved forward and that I have kept up with the times.  My busine...

The entertainment industry suffered another loss today.  Don Grady passed at the age of 68.  For those of us "baby boomers' that grew up in the 1960's we will forever remember him as Robbie Douglas in the hit TV show "My Three Sons".   After leaving the television show, he continued to work in th...

I am so sad this morning as I learned of Nora Ephron's passing.  Her accomplishments include being an author, screenwriter and director.  And although some may not recognize her name, I am sure they will know her work.  Movies like "When Harry Met Sally", "Sleepless in Seattle" and You've Got Mai...

Tonight, I was driving to meeting my friend to celebrate his birthday.  When I was stopped at the traffic light, I looked up to see the most magnificent sunset.  It was like a fireball in the sky.     I wish the photograph captured the intensity of the sunset.  It was so bright, I found it necess...

As my regular subscribers know, I love picking up motivational books.  I always look for a great message in each one.  This week, I picked up "Taking People With You" by David Novak.      First of all, I was inspired by the title of the book.  For anyone in a leadership role, those four words for...

What would you do? This is the question asked on a popular TV program.  If you haven't seen it, it is a staged scenario and then the unsuspecting are taped and watched for their reaction or lack of reaction to the events unfolding in front of them. Today, I almost felt like I walked into one of t...

 FAQ # 10  Can I buy a home after a bankruptcy, foreclosure or short sale?   This really isn’t a yes or no question.  It depends on the type of bankruptcy and the type of financing you are applying for in the purchase.    Here is a quick overview that gives you the length of time you must wait be...

 FAQ #9 Can I finance a house that needs repairs?   Can I finance a house that needs repairs?  This is probably the second most asked question by many home buyers.   Why?  Many of the homes available in the marketplace are in need of substantial repairs.    There are many cases homes where the HV...

The GA Dream Homeownership Program is a government-sponsored down payment assistance program.   It offers either $5000 or $7500 depending on the buyer's qualifications in the form of a silent second mortgage for first-time homebuyers. The silent second mortgage is a recorded document, however un...

 FAQ #7 - What is title insurance?   There are two types of title insurance, one is Lender’s title insurance the other is Owner’s title insurance.  Why are they necessary in closing your mortgage transaction?  The lender’s title policy protects the lender in the event of a later discovered defect...