Kathy Sheehan Mortgage Lender

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Mortgage and Lending - Bay Equity, LLC 770-634-4021 - NMLS #206275 GA 25689
Safety tips for traveling in winter weather should be followed by ANYONE taking to the road  during this holiday season, well these apply for all winter travel.  These are the things that I have done every year after learning from personal experience.  I was caught in a blizzard one year driving...
Due to all of the advances in technology, we can all enjoy easy access to our information and the internet.  We connect via, computer, laptops, tablets and smart phones.  We can search for information and purchase goods or services all at our finger tips.  But with all of that convenience, it do...
APR - Annual Percentage Rate Defined.  Annual Percentage Rate (APR) is probably one of the most asked questions by homebuyers searching for a new mortgage or homeowners that wish to refinance their existing mortgage. The Annual Percentage Rate (APR) is an effective way to determine the cost of b...
  Turkey day war plan, is yours ready?  Yes, Thanksgiving Day is less than a week away.  Many are making travel plans, others are planning a menu for their dinner on Thursday.  Whatever way you are celebrating, I recommend that you put together a plan.  I like to call mine the Turkey Day War Pla...
The nicest compliment is when you are recognized by a referral partner for doing a good job.  We all have those tough deals every now and then.  I recently closed a loan for a buyer that waited for 18 months to buy the home.  It was a short sale where the servicing lender was dragging their feet...
Can I pre-pay my mortgage?  That was the question a former client called to ask this week.  She received a letter stating that her loan had been sold to a new company.  Then a few days later she received a statement from the new lender that discusses how payments could be made, contact informati...
It was reported earlier this month that the Atlanta Braves would be building a new stadium in Cobb County with the expectation for the start of the 2017 season.  The announcement has created a great deal of controversy and conversation.  This morning I attended the Cobb Association of Realtor Me...
  Buying your first Georgia Home?  This can be a very exciting time and also a stressful one.  So in an effort to reduce the stress level, here are  a number of factor that you need to consider: Get yourself organized! Discuss your qualifications with a licensed Loan Officer Complete the requirem...
  Christmas Jubilee Parade of Lights in Woodstock, GA  will be held on December 7, 2013 starting at 5:30 p.m.  The route will start at the old WalMart/Furniture for Less Store at the northwest corner of Highway 92 and Canton Highway.  The parade will travel north on Main Street to the Woodstock ...
Dear Home Buyer, you'll Need to Save a Little More for your down payment if you making a home purchase using conventional financing starting next week.  Yes, the minimum requirement is changing from 3% to 5% for this loan product. So now for the $200,000 home purchase, your down payment will inc...

Kathy Sheehan

Senior Loan Officer
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