Kathy Sheehan Mortgage Lender

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Mortgage and Lending - Bay Equity, LLC 770-634-4021 - NMLS #206275 GA 25689
The Cobb Association of Realtors will be hosting a Golf Tournament on Monday October 14, 2013.  Here is the overview of the event: 2013 Charity Golf Tournament Benefiting Blue Skies Ministries   Monday, October 14, 2013 Registration and Practice Range-10:00 a.m. Putting Contest-10:30 a.m.-5:00 p...
Cash isn't king, credit is!  Many Americans have struggled during this last economic crisis and many have opted to not make the same mistakes they have made before.  In doing so, they have stopped using credit cards,  Instead they have paid cash for all of their purchases.  While I understand th...
  Buying a new home... don't wait too long to begin shopping for your homeowner's insurance.  As most loan officers do, when a client calls to "get pre-qualified" we estimate the payment amount for their homeowner's insurance.  In most cases, my clients find coverage at or less than my estimates...
Mortgage Application Made Easy, yes it can be done!  There have been countless stories, articles and media coverage about the difficuties in the obtaining a mortgage for the purchase of real estate.  And yes, in the last 5 years things have changed in the industry.  The days of stated income, st...
  Have you heard about  Contest- The Virtual Traveler from Fishhawk Lake Real Estate? We all love a good contest and I must say this one has a refreshing twist to it.  The bottom line is to write a post about somewhere we would like to visit based on local blogs written by an Active Rain member. ...
Attention Active Rain members!!  We have a member that needs our help.  Please vote for Suzanne.  It doesn't take long.  Wouldn't it be nice to help a fellow member achieve something great!A Small Favor to Ask... A small favor to ask of my Active Rain friends. Intuit customers have the advertisin...
Today, I had an unexpected request from an individual.  The somehow found the link to my Home Buyer Scouting Report and found several homes they wanted to see in New Haven, IN.  The first question that needed to be answered was, "Where is New Haven, IN?  I pulled up the listing and looked at the ...
This advice for home buyers, it's not all about the rate!!!  I have had the same conversation three times today with first time home buyers.  In each conversation, I was asked the same question, "which program has the lowest interest rate?"  In today's mortgage market, it isn't all about the rat...
Tour Championship 2013 - East Lake Country Club - September 19-22, 2013  This is the final event for the PGA season and will be played at the East Lake Country Club in Atlanta, Georgia.  I am happy to say that I will be there on the final day of the event.  I have never attended a PGA tournament ...
  Home Buyers need to speak the language of real estate.  Yes, the real estate industry has a language all its own.  Home buyers need to know and understand the terms.  Not having the information or understanding of the terms can lead to costly errors. Due Diligence - The time frame for this con...

Kathy Sheehan

Senior Loan Officer
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