Kathy Sheehan Mortgage Lender

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Mortgage and Lending - Bay Equity, LLC 770-634-4021 - NMLS #206275 GA 25689
  Every household should have a budget - auto insurance policies.  If you have a vehicle, you MUST have insurance.  The type of insurance coverage required can best be answered by your insurance agent.  Your insurance premium will depend on how much you drive, what type of vehicle you drive, and...
  "But that's personal information, I would rather not send it."  This is direct quote from a client that I spoke with earlier today.  Here is what any mortgage applicant must know: We will look at your tax returns and verify that it is the same information sent to the IRS We are going to verifi...
    Pigs & Peaches BBQ Festival will be held on August 24, 2013 at Adams Park in Kennesaw, Georgia. You can experience a day full of music, activities for the kids and of course plenty of BBQ to go around.   The day's festivities will include a Kansas City Barbeque Society sanctioned BBQ competit...
  Every household should have a budget and continues to address all of the specifics of household finances.  The next area that we need to discuss is life insurance policies. Let me first say, I AM NOT LICENSED TO SELL INSURANCE!  I am sharing with you some information I learned from one of trust...
  Our Atlanta Active Rain Meet Up was held this afternoon after the REAL ESTATE SHOWCASE.  It was a long busy day, so we just kicked back and relaxed!   The conversations covered topics from Active Rain rankings,  4 of the top 10 in Georgia were in attendance.  And you might have noticed, I coul...
  Cobb Association of Realtor and Women's Council of Realtor Membership Meeting was held on August 14, 2013 at the Old Towne Athletic Club in Marietta, GA. The guest speaker was Georgia Attorney General Sam Olens.  To this group of over 100 REALTORS, mortgage professionals, closing attorneys, new...
  The next item in this series Every Household Should Have a Budget will address credit cards.  In our society credit cards have become an necessary evil.  You will need a credit card to make airline reservations, rent a car, or make purchases online.  You will also need credit to develop a cred...
Every Household Should Have a Budget continues with tips on how to handle your checking account.  Here is my first question, do you balance your checking account?  I am disappointed to say that when I ask my clients this question more often than not I get the answer, "no". Here is the problem wi...
  Every Household Should Have a Budget.   In the Getting Started blog, you were tasked with tracking all of your expenses for a month. In the Step 2 Blog you were to look at your spending in relation to some general guidelines for how your money should be spent.  Please keep in mind that these a...
  Every Household Should Have a Budget - Step 2.  In the Getting Started blog, you were tasked with tracking all of your expenses for a month.  Now that you have started pulling the information together you know when, where and how much you are spending.  Was it a surprise?  For most it is.   No...

Kathy Sheehan

Senior Loan Officer
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