Stephen Katz Mortgage Blog

Considering when to buy a home is always a train of thought. Many questions come to surface such as, “Are you ready to buy a house? What can I afford? What area will the house be located in?" Suddenly we find ourselves with so many questions, but not enough answers. And that's where we experts co...

Living the Dream? For most that means buying a house and paying off all debt as quickly as possible. That’s a great dream yet here’s a few reasons why keeping your mortgage will work to your benefit.  Did you know there are many scenarios where it may not be in your best interest to pay off your ...

If it feels like the rent keeps going up, you are not alone. Who doesn’t love fresh starts, it’s the best time to consider buying your new home!  Rent is Eating Up Our Pocket Surprisingly, February monthly residential rent jumped 2.8 percent to $1,445 from last year. In fact, since May 2016, year...

Renting or buying a home has always been a challenging decision.  When you think about buying a home, many questions arise. Location primarily comes first to mind, followed up with mortgage payments, property taxes, additional fees, and questioning if the house is up to date. Suddenly you find yo...

 Thousands of people around the country move to metro Atlanta which led demand high rental rates over the past years. Even San Francisco, which is known for its remarkably competitive and high-priced rental market, has fallen behind. There has been an escalation in apartment stock where the intow...

Are you a first-time homebuyer? Obtaining your first mortgage can be scary and confusing. We outlined the entire process for you to help set your mind at ease!Step 1: You will need to get pre-approved (or at least pre-qualified).It is important to know what loan amount you are approved for so tha...

There are some things that you should consider if you're about to list your home for sale, especially if you're trying to find the most accurate price possible.  You have to think of your home as a product when you sell it, so you have to figure out how to attract these buyers to your product. A ...

It happened, you found your perfect house. Congratulations, you’re one step closer to homeownership! You reach out to the listing agent, only to find out that someone else wants the house too. Now you are faced with a bidding war (wait… what?). Before you start to panic, we’re here to explain how...

If you're selling your home, you're probably wondering whether you should move out now or wait until you have found a buyer. There isn't an easy answer to this - whether you should move before you sell is dependent on many factors.  Do you have a lot of stuff in your home? Does the home feel clut...

If you're thinking about buying, how do you find out how much home you can actually afford? This is a question we get all the time, and would love to answer for you.The very first thing to do if you want to buy a home is to get pre-approved. The pre-approval is free, and you can figure out exactl...