Ken Allen's (kenallen) Blog

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Mortgage and Lending - Homestreet Bank - NMLS# 582888
RECENT BLOG POSTS
Big News from Congress... Mortgage Insurance now tax deductible!As you probably know, Private Mortgage Insurance (PMI) is required anytime a loan is taken out with a higher "loan to value" ratio of 80%, as the loan is riskier to the lender. Mortgage Insurance allows a consumer to purchase a home ...
12/26/2006
Dec 18, 2006SPECIAL NEWS FLASH... Big news from Congress...and I wanted to share this with you right away!As you probably know, Private Mortgage Insurance (PMI) is required anytime a loan is taken out with a "loan to value" ratio of 80% or higher...yet historically, these Mortgage Insurance prem...
12/18/2006
Last Week in Review "BEN...THE TWO OF US NEED LOOK NO MORE...WE BOTH FOUND WHAT WE'VE BEEN LOOKING FOR..." The words from Michael Jackson's old hit "Ben" were sure fitting for last week's action. News of blockbuster Retail Sales numbers showed that the consumer and the economy in general continue...
12/18/2006
HOT OFF THE WIRES... The Fed has just announced they have decided to remain in a "paused" mode and will NOT be making any changes to the Fed Funds Rate at this time. But as expected - Fed President Jeffrey Lacker still disagreed with the vote, and said another .25% hike was needed.Because the Fe...
12/12/2006
Last Week in Review "THE TROUBLE WITH UNEMPLOYMENT IS THAT THE MINUTE YOU WAKE UP IN THE MORNING, YOU'RE ON THE JOB." Slappy White And a look at the job market in the US was the big news for last week. The Department of Labor reported 132,000 new jobs were created in November, and added another 4...
12/11/2006
IN THIS ISSUE...      The holiday shopping season is in full swing...but if you can't stand the crowds and prefer to shop online - you'll want to know about this website, full of "secret savings" offered by many popular retailers on their most sought after gift items. And if a new cell phone or P...
12/06/2006
Last Week in Review "AN ECONOMIST IS AN EXPERT WHO WILL KNOW TOMORROW WHY THE THINGS HE PREDICTED YESTERDAY DIDN'T HAPPEN TODAY." Laurence J Peter And sure enough, the economist's predictions were off the mark again last week, as several key economic reports came in weaker than anticipated. Weak ...
12/04/2006
We apply for credit for many reasons -- maybe it's to buy a new car, house, computer, or get a student loan. Did you know, however, that there is a special number that can determine whether you can do these things, or at least how much it will cost you? Your credit score is a three-digit number t...
11/29/2006
If Your Credit Report Has a Mistake on It, You're a Good Candidate for 'Rapid Rescoring'Somebody else's mistake may be costing you thousands of dollars. Then again, your own mistake may be costing you thousands of dollars. Either way, rapid rescoring can help. If there's an error on your credit r...
11/28/2006
The cost of "The Twelve Days of Christmas" is on the rise - again. Buying each item in the song just once - from a partridge in a pear tree to a dozen drummers drumming - will cost you $18,920, or 3.1 percent more than last year, according to PNC Financial Services Group.The total cost of items g...
11/27/2006
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Ken Allen

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