Kathy Hoare's (khoare) Blog

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Mortgage and Lending - First Priority Financial - NMLS# 252190
RECENT BLOG POSTS
   For up-to-the-minute-rates  www.SonomaCountyHomeLoans.com  95% LTV Available Again for Sonoma County Home Loans Genworth mortgage insurance company is now insuring and has made available financing up to 95% LTV home purchase loans in California and Sonoma County for specific conventional loan ...
11/09/2009
                             For Today's Rates up-to-the-minute  www.SonomaCountyHomeLoans.com   The Affects of Losing a Home on your Credit Report  Affects of bankruptcy, short sale and foreclosure on credit report are becoming clearer as we move forward through these wild economic circumstances...
11/05/2009
  Monday Morning Mortgages is a brief week-opening report on mortgages in Sonoma County Home Loans news.  This is a tool to assist my realty partners on loan trends, rates, program changes, and problem solutions. Today's Rates in Sonoma County -          http://www.sonomacountyhomeloans.com/   HV...
11/02/2009
  Monday Morning Mortgages ~ Sonoma County Home Loans Newsletter for Real Estate Professionals Monday Morning Mortgages is a brief week-opening report on mortgages in our area.  This is a tool to assist my realty partners on loan trends, rates, program changes, and problem solutions. Current rat...
10/29/2009
 For Today's Rates - www.SonomaCountyHomeLoans.com  No Appraisal Home Loans in Sonoma County Fannie Mae HOMEPATH Homepath is a program organized by Fannie Mae to sell Fannie owned REOs.  The incredible features of this program are; Homepath special financing is available for these REOs There is ...
10/21/2009
Sonoma County Home Loans For Today's Rates go to www.sonomacountyhomeloans.com. Will FHA Trouble Effect Lending in Somona County? In 2008 in Somona County when mortgage lending came to a screeching halt, FHA was the only insurer on the market who kept taking applications and did not reel in guid...
10/12/2009
100% USDA Rural Home Loans in Sonoma County 100% financing, with no MI?  Yes!  In Sonoma County, "rural areas" are eligible for USDA Rural Development home loans.  This is a gov't insured loan for owner occupied single family homes for moderate income household incomes in Sonoma County.  Rates a...
10/06/2009
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MERS MERS is the Mortgage Electronic Registration System.  It was created in 1997 to improve profits and efficiency among lenders by eliminating the need to record changes in property ownership manually in local land records.  Often you will see "MERS" on the settlement statement for a home purc...
09/30/2009
                                 Mortgage Broker vs. Bank Lender There are pros and cons on both sides when deciding on working with a mortgage broker vs. a bank lender for a home loan.  According to Bankrate.com, "the majority of people find that better deal with mortgage brokers.  About 65 perc...
09/30/2009
The Fast and Easy Rehab Loan in Sonoma County There is a great Fast and Easy Rehab Loan available in Sonoma County that will open up more inventory for your buyers and sellers.  The FHA 203(k) rehabilitation loan is a bit complicated and expensive to use for the homebuyer who is not in the build...
09/21/2009
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