A Guide to the Pennsylvania Mortgage Market

Mortgage and Lending - Keystone Home Finance - NMLS#834342 - Conventional - FHA - VA -USDA - Jumbo Programs - Direct Phone 412-726-1654 - NMLS# 137243
A Guide to the Pennsylvania Mortgage Market



Looking to buy a home in Perry County, Pennsylvania? You might want to make a quick check to see if you and the property are eligible for a Pennsylvania USDA Mortgage, also known as a Pennsylvania USDA Rural Development Loan. Here's Why... USDA home loans offer a few benefits that other mortgage ...
Energy innovation and technology continues to create thousands of much-needed jobs all across the Commonwealth and in southwestern Pennsylvania in particular. But could opposition from environmental groups and the prospect of politicians seeking new sources of tax revenue slow or perhaps even sta...
For those who have been looking for cash out refinances to pay off bills or second mortgages, the options have been pretty slim over the last few years.  Conventional financing limits cash out refinances to 80% of a home's value and FHA mortgages provide an 85% limit.  Recently a 90% loan to valu...
Super Jumbo Mortgage money is still available.  Super Jumbos are available for loan amounts up $2 million.   Some features of this program include... 80% financing for Purchases and Rate/Term Refinances up to $2MM Cash out up to 500K Interest Only or Fully Amortizing Second Home SFR Financing ava...
A few years ago, FHA loans made up less than 5% of all mortgage originations.  At that time, there were countless 100% financing options and easier qualifying guidelines for conventional Fannie Mae/Freddie Mac programs.  Most of these programs had less paperwork, no mortgage insurance requirement...
The time may now be right for aggressive investors looking for opportunities in the real estate market, according to Local Market Monitor, a Cary, N.C.-based real estate forecasting firm. “Some housing markets are close to rock bottom, and investors with a good tolerance for risk should be looki...
Yesterday, HUD announced that some major changes are in store for FHA Mortgage Insurance with the Congressional passage of the H.R. 5981 Bill.  Currently, FHA has an Upfront Mortgage Insurance Premium (UFMIP) of 2.25% and a monthly mortgage insurance of .55 for Loan to Values (LTVs) greater than ...

Keith Landis

Pennsylvania - "Your Pennsylvania Mortgage Source"
local_phone(412) 567-6560
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