A Guide to the Pennsylvania Mortgage Market

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Mortgage and Lending - Keystone Home Finance - NMLS#834342 - Conventional - FHA - VA -USDA - Jumbo Programs - Direct Phone 412-726-1654 - NMLS# 137243
A Guide to the Pennsylvania Mortgage Market

ARCHIVED BLOG POSTS

2010 

Law enforcement officers, pre-Kindergarten through 12th grade teachers and firefighters/emergency medical technicians can contribute to community revitalization while becoming homeowners through HUD's Good Neighbor Next Door Sales Program. HUD offers a substantial incentive in the form of a disco...
09/27/2010
Is it easy to get approved for an FHA mortgage in Pennsylvania?  Well, yes and no.  It is often easier to get approved for an FHA mortgage than a conventional mortgage but many of the guidelines for FHA financing have tightened up in recent years too.  FHA is still the way to go if you don't fit ...
09/20/2010
Today's historically low interest rates should be investigated by every homeowner with a mortgage balance.  Feel free to call me to crunch the numbers and see if you can benefit from a reduction in payment, a reduction in term or both!   We never know where rates will be in the future.  In the 15...
09/20/2010
With tighter underwriting guidelines, mortgage approvals are not as easy to come by as in years past.  Once a mortgage approval is obtained it should be handled with "kid gloves". Keeping that in mind, here are 8 things you should absolutely not do between the date of application and the date of ...
09/15/2010
Street in North St. Louis.  The water tower was built in 1871 at a cost over $45,000.  From 1871 to 1912, the water tower was used to create pressure to pump water from the Mississippi River at Bissell's point to the Compton Hill Reservoir at South Grand Blvd. and Arsenal.  It was taken out of se...
09/12/2010
Do you want to eliminate the junk mail that crams your mailbox each day?  Many consumers don't realize it but a large portion of the junk mail that is received on a daily basis can be stopped.  The unwanted credit card offers, insurance offers, mortgage offers and general junk mail that you recei...
09/11/2010
Thinking about using your VA eligibility?  Obtaining a VA Mortgage in Centre County is a great way to finance your next home or refinance your current home.  VA loans are mortgages that are guaranteed by the United States Department of Veteran's Affairs.   VA loans allow an eligible service membe...
09/10/2010
The main benefit that is often touted during a refinance boom is that those who qualify can often lower their mortgage payment by several hundred dollars per month.  The new payments advertised with these lower monthly payments are typically for 30 year mortgages.  No doubt, there are substantial...
09/10/2010
HUD has announced some changes that will affect many homeowners who have current 2nd mortgages. Previously FHA loans allowed for unlimited Combined Loan-to-Value (CLTV).  This allowed homeowners to refinance their first mortgage and resubordinate their current second mortgage, as long as their fi...
09/07/2010
Today's historically low interest rates should be investigated by every homeowner with a mortgage balance.  Feel free to call me to crunch the numbers and see if you can benefit from a reduction in payment, a reduction in term or both!   We never know where rates will be in the future.  In the 15...
09/04/2010
Rainmaker
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Keith Landis

Pennsylvania - "Your Pennsylvania Mortgage Source"
local_phone(412) 567-6560
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