Kramer Insurance Center's (kramerinsurancecenter) Blog

Financially protect the items in your home with Renter’s Insurance, to cover theft, vandalism and fire. Here are a few tips that will help you to choose your insurance policy: Note that it will only cover certain personal effects in the home. Major items such as vehicles are excluded and will nee...

Getting married is an exciting time in a couple’s life. Nothing beats the feeling you get when your significant other gets down on one knee and pops the question you’ve been waiting for. The ring is beautiful and just as you always imagined. But, do you know who protects this ring? You may have h...

A common misconception amongst individuals who live in apartments and other rental properties is that their belongings are covered under the insurance policy of the rental property owner; this is most definitely NOT the case. Any insurance policy that the owner of a rental property has only prote...

Obesity is a huge health issue in the United States; this isn’t anything new or surprising. What may be surprising, however, is the affects of obesity on your health insurance rates. Your weight and lifestyle choices do make a big difference when it comes to health coverage; many individuals do n...

Whether you own a small café or a chain of grocery stores, the importance of business insurance is not any different. A small business has a lot to protect, and if anything, more at stake than a big business. If you are a small business owner, chances are you depend on your business for income an...

Have you considered making your home “greener”? Going green has been a popular trend lately, and choosing to make your home more energy efficient is a wonderful way to both help the environment and save you money. Even better? Making your home greener is even easier than you might think. Not all ...

When you’re young, shopping for affordable insurance can be difficult. Fresh college graduates don’t usually have much money to invest in anything, let alone an insurance policy. Many young people, especially in today’s economy may be unemployed, underemployed, or continuing their education. Beca...

Homeowners purchase home insurance in case their home or property is damaged, but no homeowner ever wants to HAVE to use it. Most people try their best to avoid claims. However, that's the point of insurance - accidents and bad situations do happen, and you want to be ready when they do. Here are...

Last week, a kitchen fire forced a Myerstown, PA family of seven to escape their home. The fire apparently began in the kitchen, completely unexpected, just before six o'clock at night. The family got out safely, along with their pets; however, the fire damage is extensive and until they are reim...

You may have a few questions about life insurance. Have you ever wondered how your life insurance carrier decides how much your policy costs, or what sort of questions you'll be asked when you apply? Below we've put together a mini-FAQ which should fill you in a little:  What kinds of questions w...