Krista Thomsen's (kthomsen12) Blog

Did you know…that sellers may provide down payment assistance to buyers and hold a second mortgage? Depending upon the amount of equity that your seller has accumulated, this could be a great option for home buyers and good long-term income for your seller. These rules apply to both Fannie and Fr...

In a recent National Associating of Realtors “Profile of Home Buyers and Home Sellers” survey, they provided a list of the top things that home buyers are looking for when shopping for a home these days. They are in no particular order. Some categories are more important than others—depending on ...

Real estate agents, are your homebuyers worried about locking in the best interest rate for their home loan? With PrimeLending’s float down option, your clients can relax and feel confident that they will get the best interest rate for their mortgage. Check out this video. http://bit.ly/1g2By6X

Most standard homeowner’s insurance policies cover damage to your home for theft, fire, lighting, smoke, frozen pipes, ice or certain types of weather damage.  It usually covers you up to a certain dollar amount if someone is injured on your property and decides to sue you.  But, did you know tha...

Buying or selling a home can be exciting, but it can also be a mixture of fear, anxiety and anticipation because it means a new chapter in your life. Choosing the right real estate agent is one of the first things to consider when making a move.  While friends and family may refer a real estate a...

Home improvement projects are giving homeowners a greater return on their investment when it comes time to sell.  If you haven't already decided to renovate, here are 3 reasons why you should consider it. 1.        The housing market is on the rebound.  No one wants to put money into a house and ...

Over the last few years, there has been much attention brought to telling consumers how important it is to know what is on their credit before they need to have it pulled.  This is very true, however, most of us don't have any idea how to read and understand all the information that is on a credi...

Do you get junk mail from other mortgage companies, insurance agents, credit card companies and car dealers with ads telling you that you have already been pre-approved to do business with them?  Well, let me tell you why!  Credit bureaus make a ton of money selling “credit profiles” to companie...

Have you ever thought about walking away from a listing?   While there are probably reasons too numerous to name,  I wanted to share with you the top five that other agents have shared with me.  1.    Unrealistic Sale Price – You may have taken the listing at a higher price than your market analy...

When the time comes that you decide you want to sell your home, the question you might ask yourself is, “Should I list my home with a Realtor or try to sell it myself?”  There is no right or wrong answer here.  However, I wanted to give you 11 questions to ask yourself to help you make an educate...