Kenneth Young's (kyoung07) Blog

The average rate on a 30 year fixed mortgage was 4.99 % , down from 5.06 % a week earlier, from mortgage company Freddie Mac. It was third straight week decline. Freddie Mac collects mortgage rates on Monday through Wednesday of each week from lenders around the country. Rates for 30 year loans h...

 The affordable houses, we called under water market value homes are the most popular, desirous to buy recently for first time home buyers, investors. Some of them are so quickly sold as a few days on the market. People are rushing to look for homes before the first time buyer tax credit dead lin...

The Housing Affordability Fund ( C.A.R.H.A.F ) launched a new program called Mortgage Protection Program designed to provide peace of mind to first-time buyers who are hesitant to enter the housing market due to concerns about potential job loss, and subsequently being unable to meet their monthl...

For borrowers who are unable to retain their home under the Making Home Affordable Loan Modification Program, the servicer may consider a short sale or, if that is not sucessful, a deed- in-lieu of foreclosure. Participating servicers must comply with program requirements so long as they do not c...

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