Larry Bailey - 23 years of Banking Experience 609-975-9182 FHA VA Conventional 203K Rehabiliation I set the Rates ~ Call me

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Mortgage and Lending - American Financial Resources, Inc.
I entered into the Banking Industry in 1987, with the goal in mind to make sure that my Customers (Clients) always had the best information, so they could make the best decisions for themselves. 23 years later, I have not changed that mindset. I am still making sure that all of my Clients and Relationships are getting the best information available, so that I can help them make the best decisions they can. My background and work experience has focused around the Business of "Money", whether it is working for a Bank, Mortgage Broker, or Mortgage Banker. I have also created and run a National Appraisal Management Company, as well as a Title Insurance Company that serviced the needs of both Lenders and Borrowers. My strategy has always been, and still is, to know more than my Competition and, just as important, to be able to "Put My Money Where My Mouth Is". If I can ever help you with anything to do with how to borrow money or how to save the most when borrowing money, let me know. I will be more than glad to help. Contact me for more information anytime. Specialties: Best example of what I do is helping people or companies achieve their goals. As long as you know where you want to get to, I have the ability to help. I specialize in the financial services industry, but have broad reaching skills that reach across many industries.
RECENT BLOG POSTS

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I am still truly confused as to why you we are not helping you with your clients' title insurance needs. We are able to close transactions (Purchase and Refinance) in all 50 states. We actively participate in our relationship with you by offering our basket of goods and services that include, but...
12/02/2008

2 Comments
Stocks rally after Monday's sell off - the Dow now up 170 points. MBS off earlier lows but still in the red. Oil at $48.66/barrel down 56 cents.
12/02/2008

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Gas prices have now dropped 77 consecutive days to bring the average price for a regular gallon of gas across the US to $1.82. 8:49 AM ET - GE says it plans to maintain dividend in 2009. 8:27 AM ET - Futures show stocks mounting a comeback after yesterday's carnage as the S&P 500 lost nearly 9%,...
12/02/2008

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Mon, Dec 01 - 1:06 PM ET The National Bureau of Economic Research said today the US entered into a recesion in December of 2007. The Dow off 450 points. MBS still in positive territory.12:38 PM ET - New data shows 10 Yr T Note yield the lowest since 1955. 11:47 AM ET - The Dow falls 400 points ha...
12/01/2008

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The Week's Economic Indicator Calendar           Remember, as a general rule, weaker than expected economic data is good for rates, while positive data causes rates to rise. Economic Calendar for the Week of December 01 - December 05 Date ET Economic Report For Estimate Actual Prior Impact Mon. ...
12/01/2008

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Does Turkey Really Make You Tired? Here's how the story goes. Turkey contains tryptophan...which helps the body produce niacin...which then helps produce serotonin. And Serotonin is the key to this theory because it calms the brain and induces sleep. The problem with that theory is that tryptopha...
12/01/2008

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Mon, Dec 01 - 9:50 AM ET Stocks plummet at the open - the Dow is down 258 points. MBS moving higher. The yield on the 10 Yr T Note falls to a 10 year low at 2.80%. 8:31 AM ET - Stock futures plunging to kick off December. A global slump in manufacturing and economic woes the culprit. MBS near unc...
12/01/2008

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Current Price of FNMA 6% Bond: $101.88, +3bp After rocketing higher last week, Stocks are under selling pressure and this has helped Mortgage Bonds modestly improve.  The Institute of Supply Management will be reported at 10am.  The market may not have much reaction to this release - but stay tu...
12/01/2008

1 Comments
  Remember, as a general rule, weaker than expected economic data is good for rates, while positive data causes rates to rise. Economic Calendar for the Week of November 24 - November 28 Date ET Economic Report For Estimate Actual Prior Impact Mon. November 24 10:00 Existing Home Sales Oct 5.05M...
11/28/2008

2 Comments
With the economy slowing and holidays just around the corner, many consumers may be looking to credit cards to help them get through the heavy shopping season. While that may be a good short-term solution, you want to make sure you don't overlook the long-term impact on your credit rating. After ...
11/28/2008
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Larry Bailey

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I entered into the Banking Industry in 1987, with the goal in mind to make sure that my Customers (Clients) always had the best information, so they could make the best decisions for themselves. 23 years later, I have not changed that mindset. I am still making sure that all of my Clients and Relationships are getting the best information available, so that I can help them make the best decisions they can. My background and work experience has focused around the Business of "Money", whether it is working for a Bank, Mortgage Broker, or Mortgage Banker. I have also created and run a National Appraisal Management Company, as well as a Title Insurance Company that serviced the needs of both Lenders and Borrowers. My strategy has always been, and still is, to know more than my Competition and, just as important, to be able to "Put My Money Where My Mouth Is". If I can ever help you with anything to do with how to borrow money or how to save the most when borrowing money, let me know. I will be more than glad to help. Contact me for more information anytime. Specialties: Best example of what I do is helping people or companies achieve their goals. As long as you know where you want to get to, I have the ability to help. I specialize in the financial services industry, but have broad reaching skills that reach across many industries.