Larry Bailey - 23 years of Banking Experience 609-975-9182 FHA VA Conventional 203K Rehabiliation I set the Rates ~ Call me

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Mortgage and Lending - American Financial Resources, Inc.
I entered into the Banking Industry in 1987, with the goal in mind to make sure that my Customers (Clients) always had the best information, so they could make the best decisions for themselves. 23 years later, I have not changed that mindset. I am still making sure that all of my Clients and Relationships are getting the best information available, so that I can help them make the best decisions they can. My background and work experience has focused around the Business of "Money", whether it is working for a Bank, Mortgage Broker, or Mortgage Banker. I have also created and run a National Appraisal Management Company, as well as a Title Insurance Company that serviced the needs of both Lenders and Borrowers. My strategy has always been, and still is, to know more than my Competition and, just as important, to be able to "Put My Money Where My Mouth Is". If I can ever help you with anything to do with how to borrow money or how to save the most when borrowing money, let me know. I will be more than glad to help. Contact me for more information anytime. Specialties: Best example of what I do is helping people or companies achieve their goals. As long as you know where you want to get to, I have the ability to help. I specialize in the financial services industry, but have broad reaching skills that reach across many industries.
RECENT BLOG POSTS
 Studies have shown that in the English language, next to a person's name and the word "mom", there is no warmer word than "home". This presents a tremendous opportunity for us because it is so easy for us to incorporate the word in our daily business. Use "home" instead of the words "house", "to...
03/21/2008
This is an idea that has been around, but rarely used.I have been in the mortgage industry for the last 15 years and for the most part my business has been refinance (conventional / cash out / sub-prime). Over the past few years I have become keenly aware that my business is very dependent on ref...
03/21/2008
Lending Limits Increased...We are all saved...NOT   Here is a re-print of what the Government sold us regarding lending limits and loan programs that they thought would “Save” us all and help the economy:   Stimulus Package: Lawmakers raise lending limits Do you qualify for a better rate? The Eco...
03/20/2008
DO YOU HAVE A SELF-EMPLOYED BORROWER... ... THAT CANNOT GO TRADITIONAL FULL-DOC?   HAVING A HARD TIME FINDING ANYONE THAT STILL DOES STATED LOANS?   TRY ABANK STATEMENT LOAN!   80% LTV CASH-OUT DOWN TO 560 SCORE. 85% LTV CASH-OUT CONSIDERED CASE BY CASE @ 640 PLUS SCORES. 90% LTV RATE & TERM/PUR...
03/20/2008
Here is today's market update. Please subscribe to my blog if you would like these sent directly to you every day. I will be posting more information as often as I can. Thank you for listening. Larry Bailey
03/20/2008
I just recently re-read "Raving Fans" and I am looking for some feedback from our AR groups. (please...)I certainly have my vision of what has worked well for me for the last 15 years of lending, buying and selling homes, but here I am in 2008, wondering if i was ever really doing it right.While ...
03/18/2008
 This is an article worth while re-posting. The Federal Reserve reduced Over-Night rates by .75% and now fixed rate mortgages are higher (immediatly). Wonder why? Read on... Why Fed Rate Cuts Do Not Equal Lower Mortgage RatesBy Barry Habib, CEOLast Updated: February 28, 2008The Federal Reserve ha...
03/18/2008
br> This is today's market update from Global Equity Lending Please let me know if you have any questions about it. Thank you Larry Bailey 609-257-3879 LarryB@wlgdirect.com
03/18/2008
Here is a quick note about something that I take for granted these days. I have had a lot of people call me and ask the question, "What are the rates today?" only to get annoyed when I start asking questions. This has happened to me when the person is a stranger, friend, referral, Attorney, Finan...
03/11/2008
TAX REBATES: SHOULD YOU SAVE OR SPEND?       The government's Economic Stimulus Plan has been in the news a lot lately, and the $168 Billion package is intended to jumpstart the economy by distributing tax rebates that should be arriving in your mailbox as early as spring. The question is: what s...
03/10/2008
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LarryBailey

local_phone973-712-5872
smartphone609-975-9182
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I entered into the Banking Industry in 1987, with the goal in mind to make sure that my Customers (Clients) always had the best information, so they could make the best decisions for themselves. 23 years later, I have not changed that mindset. I am still making sure that all of my Clients and Relationships are getting the best information available, so that I can help them make the best decisions they can. My background and work experience has focused around the Business of "Money", whether it is working for a Bank, Mortgage Broker, or Mortgage Banker. I have also created and run a National Appraisal Management Company, as well as a Title Insurance Company that serviced the needs of both Lenders and Borrowers. My strategy has always been, and still is, to know more than my Competition and, just as important, to be able to "Put My Money Where My Mouth Is". If I can ever help you with anything to do with how to borrow money or how to save the most when borrowing money, let me know. I will be more than glad to help. Contact me for more information anytime. Specialties: Best example of what I do is helping people or companies achieve their goals. As long as you know where you want to get to, I have the ability to help. I specialize in the financial services industry, but have broad reaching skills that reach across many industries.