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Mortgage and Lending - All Western Mortgage Broker # 14210
Las Vegas MTG Blog, Mortgage News, Mortgage Banker, John Le Francois, 7 years experience Production Manager, FHA Specialist, VA Specialist, Conventional Loans, lasvegasmtg.com, lasvegasmtgblog
RECENT BLOG POSTS
www.lasvegasmtg.com Report: Preserving Calico Basin, Nevada by John Le Francois   www.lasvegasmtg.com Report: Preserving Calico Basin, Nevada a sanctuary for Las Vegans for hiking, rock climbers and nature enthusiast may be in jeopardy with Nevada budget crisis. Our current deficits will create a...
04/24/2011
Here is a new site for Las Vegas, NV. home buyers showing homes that are listed for under $80,000.00. With this being a large segment of the market for investors there are helpful hints on how to get your offer accepted over the cash offers. There is a new site in town for inexpensive Las Vegas A...
04/17/2011
www.lasvegasmtg.com Report: The New Standard for Mortgages QRM Part 2 By John Le Francois Last week I wrote an article regarding the new proposal for QRM "The Qualified Residential Mortgage" proposal that is supposed to eliminate the risks of Toxic Mortgages held by banks by setting standards on ...
04/17/2011
www.lasvegasmtg.com Report: The new standard for Mortgages QRM by John Le Francois www.lasvegasmtg.com Report: The new standard for Mortgages QRM. What does QRM stand for? It stands for Qualified Residential Mortgage, and it  is the product of the banks, Housing and Urban Development, and Securit...
04/10/2011
How many times have I heard this before? "This property is short sale approved". In reality this means nothing as each individual buyers must go through all of the hoops required to close from the bank that has to approve the deal. So many things can happen to slow down or even derail the process...
04/10/2011
Renee Burrows points out that due to inventory constraints buyers that will need additional help to purchase a home with sellers concessions might be out of luck. I recently closed two homes for Veterans that had no sellers concessions at all. Here is what buyers received in seller paid concessio...
04/10/2011
Las Vegas investors that are buying 30% of all home closings, should be aware that for at least in the near future what you expect to get in rental income may not be there. Renee Burrows points out in this article with the the high uemployment rate and large inventory of rental properties rental ...
04/10/2011
www.lasvegasmtg.com Report: New Lender guidelines! Say it ain't so! by John Le Francois www.lasvegasmtg.com Report: New Lender guidelines! Say it ain't so! Recently I experienced a new rule that has slowed down the loan process for some very qualified buyers and is not even disclosed  as a lender...
04/02/2011
www.lasvegasmtg.com Report: FHA Annual Mortgage Insurance Increase by John Le Francois www.lasvegasmtg.com Report: FHA Annual Mortgage Insurance Increase will be enacted on 04/18/2011 and will increase from .90 (current rate) to 1.15%. In 2010 Congress provide FHA the ability to raise the annual ...
03/29/2011
www.lasvegasmtg.com Report: Major Banks approve FHA Short refinances! Oh Really? by John Le Francois www.lasvegasmtg.com Report: Major Banks approve FHA Short refinances! Oh Really? This was the the big news from the banking industry giants, Bank of America, Citi, Wells Fargo, GMAC, JP Morgan Cha...
03/27/2011
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Kenny Salame

NMLS ID 313873
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