L Dean's Blog

Real Estate Agent - Keller Williams Realty - Ballantyne
This site is an opportunity, and your "go to" place, to get important questions answered about your own real estate concerns or problems. If a question is best answered by attorney or an accountant, we will so advise you seek one. Otherwise, if you are looking for advice on the purchase or the sale of your property, you'll find our information helpful and responsive. We look forward to hearing from you and addressing your particular concerns.
Dear friends in Real Estate, Here's to a prosperous New Year!  There is a lot going on here as systems and operations transition from Bradford Mortgage Company to NewBridge Bank.  I will keep you posted on important updates as they happen. Do you have an open house planned for your listing?  Want...
WASHINGTON (Reuters) - Fannie Mae plans to raise minimum credit score requirements next month and limit the amount of overall debt that borrowers can carry relative to their incomes, The Washington Post reported on Thursday. Starting December 12, the automated system that the government-controlle...
The good news is that home sales, pending contracts, and closings are on the rise.  As I said before we hope this is a light at the end of the tunnel, and I don't mean a freight train.  Our Market Center has had two very good months, for both gross commissions earned and profitability. One of the...
  POSTED BY THE WALL STREET JOURNAL TODAY 10/29/2009 Wall Street Journal 10/29/09   WASHINGTON -- Senate negotiators reached a tentative deal to extend a tax credit for first-time home buyers, but its passage remains uncertain. The agreement would extend the existing credit for first-time home bu...
On November 30 the $8,000. Federal Tax Credit for first time homebuyers will expire.  This stimulus has helped the real estate and building industries the last several months, as it has allowed markets to reduce some of their inventories, and brought action to buy from many who were sitting on th...
I bet most of you are like me and a little conflicted over the mixed messages regarding the home real estate market conditions.  I stated not long ago that we are supposed to be in a super buyers market, and that, literally, should be the case.  However, it is not really a buyer's market unless b...
Fence sitters may be dealing with an opportunity lost by trying to time the market in hopes of a "better deal".  The following demonstrates that which we have been saying for months. As the pressure for higher mortgage rates has increased in recent weeks, investors have speculated that the Fed wo...
We are closing in on almost 4 months since the benefits of the Stimulus Package for home buyers was announced.  Unfortunately, the incentives have not yet spurned an appreciable amount of buying activity, though some markets have reported some modest upswings in the past 3 months. So, why haven't...
TARP funds must be finally in play now- check out our LOW Jumbo and Super Jumbo 30 yr fixed rates!  Here's a sample of Primary Home Purchase money rates today, up to 0+1, with escrows for a borrower with median credit of 720-760.  These are subject to vary based on loan amount, occupancy, LTV, cr...
It's been longer than I like between posts, but I have been watching with interest the effects decisions in Washington are having on our futures, and what is being done or promised with our money.  Some of the measures I advocated last August in the wake of Fannie Mae and Freddie Mac failing, are...

Dean L. Davidson

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