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Mortgage and Lending - Mortgages in AZ, CA, CO, DE, FL, GA, IN, MD, MN, MT, NC, NJ, NV, OK, OR, PA, SC, SD, TN, TX, UT, VA, WI - NMLS #138061 MMCD #1141

ARCHIVED BLOG POSTS

2014 

Debbie offers us a wise piece of advice on why it's sometimes better to turn business away.  Though as a lender I don't have listings to say no to, I do have potential business that I choose not to help. Though we'd love to help everyone and do as much volume as possible, it really comes down to ...
01/30/2014
 I want a great deal!  But not a fixer upper. ....said every buyer, ever.  Wouldn't a real estate agent's life be easier if flooring didn't matter (and by flooring, I mean the wall to wall avocado green shag carpeting)?  If mold remediation wasn't cost prohibitive to selling a home?  If we could ...
01/30/2014
When I started in the mortgage industry it was in a boiler room setting, making hundreds of cold calls to find deals.  I was good...I probably could sell ice to an eskimo. After a short time in the business, however, I realized that it'd be easier for the eskimo to walk outside & get their own ic...
01/29/2014
  Things to do in Orange County, CA   Newport Aquatic CenterWhere: 1 Whitecliffs Dr Newport Beach, CA 92660What: Fun & sport on the waterWhen: Mon-Thurs 6am-8pm; Fri 6am-7pm; Sat-Sun 6am-5pm Cost: Varies, visit their website for more information on pricing and membership options         There is ...
01/29/2014
Hannah brings up a very good point - while much of our focus is on Google's latest algorithms and making sure we get enough google juice, it's important to remember they're not the only ones out there.  While Google is a profit making machine, I find their advertisements becoming more and more an...
01/28/2014
  Underwriting is Subjective          To many people the underwriting process is a mystery, however in the mortgage industry it really boils down to something very simple - risk assessment.  An underwriters job is to assess the probability of an applicant defaulting on the mortgage loan.  If the ...
01/28/2014
Tammie brings up a great point.  I love that ActiveRain offers the 'Rainer' account option to jump into the rain, become part of the community, and learn what it's all about, but in order to get the most out of the time spent blogging, it's more than worth it to have the Rainmaker account.  After...
01/27/2014
Hella brings up a really great point that hit home for me - my business is 100% referral driven and I've built that through networking, meetings, and extensive relationship building. It is entirely possible to do that online, and obviously ActiveRain is a tremendous resource, but I am convinced t...
01/27/2014
  Monday Motivation - A new blog post each week intended to inspire & motivate.  Hope your week's off to a great start!           "Admit your errors before someone else exaggerates them" -Andrew V Mason            I saw this quote this morning while prepping for the day, and thought it was approp...
01/27/2014
  How long does the mortgage process take?          This is one of those frequently asked questions that has frequently different answers.  Mortgage turn times can range anywhere from 45-90 days during the most hectic of times or with difficult loan files, to a few days during slower times or wit...
01/23/2014
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John Meussner

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