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RECENT BLOG POSTS
The Infinite (Mortgage) Game This month's ActiveRain Challenge was to write a book report.  As an English Literature major who spent 4 years of college doing that, I'm a bit rusty, but couldn't pass up the opportunity for "easy" points.  It so happens I was in the middle of reading Simon Sinek's ...
08/27/2021
Let A Pro Handle It This is a post about referrals.  I'm licensed in 20 states, and my team has an additional 3 (Idaho, Hawaii, and Washington).  Because of that, we see a lot of referrals from folks that don't cover as wide a range of states.  We get a lot of referrals from other loan officers t...
08/17/2021
Should I Cosign A Loan When considering qualifying for a loan, one topic that often comes up is getting a cosigner.  For an applicant, a cosigner can mean qualifying for more money, compensating for difficult credit situations, and strengthening a loan file.  Some perks of having a cosigner inclu...
08/13/2021
6 Comments
Just One Year In Our team loan partner, Erica, just received her "1 year anniversary" certificate - one year in the mortgage business, one year on our team, one year of the craziest market we've ever seen.  For those who have worked with our team, you know 2020 was a struggle - my processor was p...
08/12/2021
26 Comments
I'm in No Rush "It's Urgent""I need a preapproval letter now""Offers are due!""Please call the listing agent!""Could you help on short notice?" Ever heard these phrases?  If you work in lending or real estate, odds are they're a pretty regular part of your every day conversations.  And to be clea...
08/02/2021
Day One Certainty (And Why You Should Care) A lot of people for a lot of years have made a lot of money in the mortgage and real estate industries without relying too much on technology.  "All I need are my relationships!" is a common refrain.  "This is a people business!" is another.  And while ...
06/15/2021
The JM Loans team is (2x) licensed in AZ Arizona!  We finally made it.  On the heels of our recent Utah licensing, I applied to get licensed in AZ - we've had a team member licensed there, but I can't officially market our licensing without my own license, so here we are (rules are rules, even wh...
06/07/2021
We're licensed for Mortgages in Utah I'm happy to write that as of Monday this week, I'm licensed to do mortgage originations in the state of Utah.  I've put Utah off for some time because the licensing requirements are a little more tedious than most states due to my being the only licensed LO i...
05/19/2021
Expensive Does Not Mean Unaffordable "Affordable" is not the first word that comes to mind for anyone involved on the buying side of today's real estate market.  While we realize that real estate is local and every market is somewhat different, the vast majorities of markets in the US today have ...
05/05/2021
Winning a Bidding War in Today’s Tough Buyer’s Market Winning a Bidding War in Today’s Tough Buyer’s Market From a production and lead generation standpoint, the majority of 2021 has been attempting to navigate the housing market to find creative, outside-the-box ways for buyer’s to compete in to...
04/27/2021
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