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Mortgage and Lending - Mortgages in AZ, CA, CO, DE, FL, GA, MD, MT, NC, NJ, NV, OK, OR, PA, SC, TN, TX, UT, VA, WV - NMLS #138061 MMCD #1141
RECENT BLOG POSTS
The JM Loans Team is Now Licensed in Montana       One thing I pride myself on is being licensed (and actually knowing how to do business in) in so many states WITHOUT the benefit of a federal charter.  I've actually had to take the initial education, testing, and continuing education in each sta...
01/11/2019
Kudos to the Best of 2018      It's more than just a loan number on a spreadsheet.  That's the message that I try to instill in my team.  We want to make sure that we always remember the people behind the loan number.  The clients, the business partners, and the 3rd parties along the way that bri...
01/04/2019
Government Shutdown, 2018 Edition      Not many years ago, I wrote about the ineptitude of our federal government and the effects they have on our business when their ineptitude reaches such a point where they throw their hands in the air and say "we're going home".       Well, fast forward to to...
12/27/2018
Marketing Interrupt - the Best $50 You Can Donate  Agent Marketer's 'Martketing Interrupt' 2018 virtual conference is, in my opinion, the best $50 you can spend as an agent or loan officer if you want to learn new marketing strategies from some of the best out there.  That $50 is a donation to he...
12/20/2018
The Law of Contrary Public Opinion  "I subscribe to the law of contrary public opinion... If everyone thinks one thing, then I say, bet the other way..."       In what I'd describe as one of history's greatest sales movies, GlenGarry GlenRoss, character Ricky Roma subscribes to the law of contrar...
12/03/2018
Recently Closed - Leasehold Purchase in Baltimore, MD  Did you know you can use Restricted Stock Units as qualifying income on a mortgage?  Did you know you can get a property financed when ownership is via "leasehold" rather than traditional "fee simple"? Did you know it's possible to purchase a...
11/30/2018
Marketing Interrupt 2018 - The Industry's First Virtual Modern Marketing Virtual Conference       I can finally share some excting news I've been waiting on details for - on Tuesday, December 18 I'll be participating as a speaker in the Marketing Interrupt virtual conference.  Sharing the stage w...
11/29/2018
2019 Conventional Loan Limits Are Here       Movin' on up!  Much like the Jeffersons, Conventional loan limits are pushing higher in 2019.  With loan amounts based on median sales price, this is no surprise considering the high rates of appreciation we've seen in so many markets across the US, an...
11/27/2018
Free (and almost Free) Tools You Need In Your Real Estate Business        Notice the market shifting?  Things slowing down a bit?  If you haven't felt it, you will.  Numbers are showing slowing activity and Fannie Mae just reduced their housing outlook for the rest of 2018 and 2019.  Bad news?  D...
10/23/2018
Buying a Home for a Parent (or child)      There's a rise in the United States of multigenerational living - that is, 2 (or more) generations living under one roof.  As homes grow in size more people are taking advantage of in-law suites, multi units, and other property alterations to comfortably...
10/17/2018
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