Jayne Combs's Blog

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Mortgage and Lending - Arbor Financial - NMLS#222444 DRE#01231515
If you're a Realtor in California, see what First California can offer you to help you with your business and guess what.....it has nothing to do with loan products! http://portal.sliderocket.com/AGRUE/jayne-s-realtor-presentation  
I was talking to an agent the other day, and he was showing me his website and how he had more letters after his name than a bowl of Campbell's Soup. You know what I'm talking about, all the classes that he took so he could proudly display them after his name. Ok guys, here's the ugly truth. Nobo...
Do you know of someone who is looking to purchase a new home in CA ?  In today's world it's all about the extra perks when you purchase something.  Check out what  First California Mortgage will offer the buyer at no additional cost!  http://www.facebook.com/l.php?u=http%3A%2F%2Fportal.sliderocke...
Unless you have been hiding behind a rock, I'm sure lenders have been bombarding you with the seller buydown strategy.  The title can be somewhat misleading.  This is also a great way to get that buyer into a little more expensive home to get what they want!  Here's a great little video that is d...
Seller nets more, buyer buys more at the same payment and the Realtor makes commission off full asking price.  Sounds great right?  Well it can actually happen like that. Let me ask you this.  Have you ever had a buyer that really needed just a little more in sales price to get what they needed o...
SunTrust Mortgage's Credit Management Team decided to follow Fannie Mae's guidance for Conventional and Government (traditionally underwritten and AUS processed) purchase originations, and SunTrust followed HUD's guidance saying that, "Loss of employment due to company closings or reductions in w...
For those of you who don't listen to the TBWS daily, they talked about this seminar this morning.  Here's the information on it! I just wanted to pass it on! This is an invitation only class where you will see how 2 guys are having banks write them checks (big ones). Very clever strategy that is ...
If you didn't get a chance to read my blog about QRM, please check it out.  Seriously folks, this is affecting your clients which in turn affect your business.   The feds are working hard to reduce mortgages to the big 4 banks.  And do you remember when those big banks wanted to sell Real Estate?...
One of the biggest mistakes in our industry is spending big bucks on advertising to make the phone ring and then blowing it by not fielding the calls well. Usually when the office phone rings, it is answered by someone who has no sales training, no negotiating or telemarketing skills, no incentiv...
Please take just a short few min to watch this video explaining what the government is doing behind the scenes while no one is watching.   If this takes place you can expect a large number of businesses to close and a lot of people out of a job.  And unfortunately, this will affect a lot of peopl...

Jayne Combs

Mortgage Analyst and Strategist
local_phone925 326-7880
business925 326-7880
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