Oh, my! I really over did it yesterday! 8 hours of Raincamp and I'm still exhausted today! Not because of pushing that darn walker around all day, but because my head is still swimming with all the stuff we learned! Where to start? Just one thing at a time. But for reference, here are my notes th
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03/10/2010
Mortgage Rate Indicators for Denver. The next 60 days are going to be interesting to see what rates do. Without getting too technical with the effect of supply and demand on interest rates, let it just suffice to say we are embarking on a time frame where government funding which has been supplem
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03/09/2010
Well, it has been FOREVER (over a month!) since I posted. So in the spirit of the meaning of "blog" (web log) I need to catch up before moving forward. For better or for worse is the name of this post, as the month of February (the one month of the year that represents LOVE) gave our marriage of
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03/07/2010
Mortage Rate Indicators for Denver Week of February 1, 2010 Market Comment - Week of February 1st, 2010Mortgage bond prices fell last week pushing mortgage interest rates slightly higher. Most of the data early in the week was bond-friendly. Unfortunately the Fed's reminder that their purchases o
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02/01/2010
What's best? Discount pricing, Premium Pricing, or Par pricing? Sounds boring already, doesn't it? But I'm going to KISS (keep it simple silly) and then I'll TELL you why at the end. First, you need to understand there are 3 basic interest rate pricing structures: Discount Pricing, where you prep
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01/28/2010
Mortgage Rate Indicators for Denver Interest rates can be extremely volatile based on the news from various sectors of the economy, such as unemployment, inflation, etc. So, when trying to decide whether or not to lock a loan, it's important to watch mortgage rate indicators which MIGHT give some
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01/25/2010
Before I explain that question, let me ask you this one: "How long have you been in the business?" Ever have someone ask you that? Here's my answer, and it will really make you think! I was in the business before we had the Equal Credit Opportunity Act (ECOA). ECOA went into law in 1976, and prot
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01/21/2010
Homes for sale in Horse Creek Subdivision Parker Colorado If you are looking for homes for sale, you don't want to miss this one! A great value, recently reduced from $355,000 to $329,900. 1,939 beautiful square feet. It's a 2 bedroom ranch with office which could easily convert to a third bedroo
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01/19/2010
Mortgage Rate Indicators for Denver Wondering what interest rates for home purchases will be this week? No way to be certain, but watching the mortgage rate indicators is one way to get some idea of what to expect. If you would like to be prequalified, you can fill out a secure online application
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01/19/2010
New Good Faith Estimate of Closing Costs Sometimes the hardest part about having new forms is that, well, it's NEW! It's DIFFERENT! We have to create new scripts to EXPLAIN it so that our clients can UNDERSTAND it. But first... WE have to understand it. So here are just a few points regarding the
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01/16/2010
