RECENT BLOG POSTS
  Any loan or mortgage that is not backed or offered by a government entity is considered a conventional loan. Conventional loans are offered by institutions such as banks, mortgage companies, and credit unions.  Here are the benefits of conventional loans: -the downpayment is as low as 3% -Low m...
09/22/2020
  Planing on home improvements? These are suggested things you can do around the house on your own;     Paint your Kitchen Cabinets. A fresh coat of paint can transform the entire room. Refresh your kitchen cabinets with nude colors and accent it with your favorite kitchen accessories.   Add Bath...
09/16/2020
For a first-time homebuyer, it can be stressful and overwhelming at the same time, but with help from the right lender, your road to homeownership can be achieved through the following tips; 1. Find the Right Mortgage Company. Research and select local mortgage companies that can accommodate your...
09/09/2020
When you decide homeownership is right for you, taking the first step may be the most difficult part. Here is a guide that will help you; 1. Choose a mortgage that fits your needs. Finding a property can be daunting, but choosing the right type of mortgage is more battling. It’s very important to...
09/02/2020
 Getting a mortgage means there is much to consider. How does it work and what are the advantages? See below for your reference;  The interest rate on a fixed-rate mortgage that does not change over the life of the loan.   The mortgage term for fixed-rate mortgages typically come in terms between...
08/26/2020
Buying a home is most likely the biggest financial decision you will make in your lifetime. It can be complicated or stressful in the process. Here is the step by step guide that will help you through; Mortgage Pre-Approval.The lender has checked and reviewed the potential buyer's financial situa...
08/19/2020
  Many consumers who have filed for bankruptcy have been able to obtain a mortgage, although it is often at a higher rate than someone qualifying for a prime or “A-paper” loan.While credit card companies may care about what happened before you filed for bankruptcy, many mortgage lenders are more ...
08/12/2020
 Let’s make this easier for you. Here are some answers to the questions we’re often asked by topic. Have everything ready and in one place. Our helpful Mortgage Application Checklist shares a list of things you might need in support of your mortgage application. If you get them all together and k...
08/06/2020
Since many of us are spending time in our home more than ever, here are some cleaning hacks that are helpful in sanitizing and maintaining the cleanliness in our place.1. Slice a lemon and spray drops at your disposal and let it stay for a couple of minutes and then turn on the water right after....
08/05/2020
  Most of us are looking at relaxing visits at the beach, camping and enjoying nature, or taking vacations to dazzling and beautiful places from one of your bucket lists. On the other hand, one must not forget how to maintain healthy habits, eating nutritious foods and drinks. Staying healthy is ...
07/30/2020
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