Summer has subsided, and the holiday season is on the horizon. But the imminent excitement over upcoming festivities is often tinged with anxiety about anticipated expenses. Fortunately, the month of October is an ideal time to explore enjoyable autumn activities that can help keep you entertaine...
1.  If you have a bankruptcy on your credit report.  You can lessen the impact of the bankruptcy by managing credit responsibly going forward. "Responsibly" means paying your bills on time each month, and making sure the amount you borrow is manageable.Lenders generally view a bankruptcy on your ...
                              PITI is calculated on the 1st mortgage only.P     =   Your PITI is the total amount of what you’ll owe every month. Principal, is                        the amount of the sale price of your home, minus the amount of your down                      payment.I      =   Y...
Here’s how to build a personal brand to boost your business: Find your unique value proposition (UVP)—this is the value you provide, based on your: • strengths—the skills you rely on; • values—what’s most important to you in your work; • passions—the things you love doing; • purpose—what you’re ...
When you were a kid, winter break was the ultimate freedom: Full of unscheduled time, fresh cookies, and presents! Of course, between managing the gift-giving and family gathering and wrapping up the business year at work, the holidays now often mean the opposite. Here are three simple tips for k...
5 Actions that can hurt your credit score during the Holiday Season!With the holiday season comes lots of spending on gifts, decorating, entertaining, and vacationing.  Overspending can also hurt your credit and your ability to get a mortgage. Are you hoping to buy a home in the New Year? Don’t l...
-          take the process seriously and make an educated financial decision – and it’s much easier to make a smart choice when you have the expertise and advice of a good lender in your corner. -          When you engage a lender at the start, you’ll discuss your financial situation and your le...
We join you in remembering those whose lives were taken. As we take time to reflect on the 14th Anniversary of a day none of us will ever forget, let us come together to grieve, to remember, to express our gratitude to those who demonstrated what it is to be a hero, and to pledge ourselves to liv...
Happy Labor Day! Hope you enjoyed your summer!  Some people celebrate today as the last day of summer or  in honor of  the American labor movement and the contributions that workers have made to the strength, prosperity, and well-being of our country!  Either way Enjoy the Day!
**** Open House N. Stafford, Va. ***Sunday, July 12Noon - 3:00 pm Look no further, you have found home!  In Beautiful North Stafford, Shelton's Run subdivision. Please join us for an Open House to tour this beautiful home!  Shows like a model, move in Ready! CORNER LOT.  Freshly painted, Granite ...

Lisa Perry - NMLS # 276329

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