Home Loans in Virginia, Maryland, SC, GA, & DC

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Mortgage and Lending - FHA, VA, Jumbo, Downpayment Assistance, Conv. - NMLS #276329



 As you’re considering building your own home, you’re probably first concerned with ensuring a new construction will fit into your budget. Then there’s finding a lot, an architect, and a builder. It can feel overwhelming, but for many homeowners, any difficulties they face in the process are outw...
 An adjustable-rate mortgage, or ARM, is a home loan with an interest rate that can change periodically. This means that the monthly payments can go up or down throughout the life of the loan. The key benefit is that the starting interest rate is typically lower on an ARM than a fixed-rate mortga...
When you’re buying a home and taking out a mortgage, you want to find a quality lender that also gives you a great deal. It’s such an important life decision, so most buyers want to compare their options and find the best fit. To get to a proper comparison, you have to compare apples to apples an...
There are three popular types of home equity loans for you to choose from:Home Equity LoanThis is essentially a second mortgage. Once the loan closes, you get paid one lump sum. You pay it back with monthly installments, with interest. Home Equity Line of Credit (HELOC)This option is a revolving ...
Home prices have been steadily increasing, especially throughout the pandemic. In several markets, prices were already high to begin with, leaving many buyers wondering if they’ll ever be able to afford a home in their desired location.Not all is lost, though. Regardless of market conditions, whi...
National Dessert Day is a day for people to indulge their sweet tooth and a rich day filled with yummy treats.Celebrate National Dessert Day today. For just one day, forget about the calories and high-fat content in many desserts. Then, tomorrow you can go back to your diet.You can make your own ...
Negative marks on your credit report can make it difficult to qualify for new credit cards and loans. Generally, negative information remains on your credit report for seven years. However, it can be longer or shorter, depending on the information.Up to 10 years*bankruptcy Up to 7 years*charged-o...
Pay your bills on time. Paying your bills on time helps your credit score,it will help you save money and reduce financial stress.Keep your credit card balances low. Keeping your balances as low as possible is still helping you move in the right direction and avoid racking up excessive debt.Don't...

Lisa Perry - NMLS # 276329

Northern VA - VHDA, 100% Loans - Jumbo Loans
smartphone(540) 273-2733
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I specializes in First Time Homebuyers, 100%-No Money Down Loans, FHA, VA, Jumbo, USDA & move up buyers in Virginia & Maryland areas. Specialty loans to include 80/10/10, 80/15/5, construction to perm & No MI loans. Call for your mortgage needs 540-273-2733