Home Loans in Virginia, Maryland, SC, GA, & DC

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Mortgage and Lending - FHA, VA, Jumbo, Downpayment Assistance, Conv. - NMLS #276329



New Year's Eve is when all the fun and festivities are. We reflect on the old year and ring in the new. New Years' Day, on the other hand, is a time to relax and enjoy the start of a bright and promising new year....a new beginning. It is a time to be with family.  Happy New Year!!   
Whether you’re a first-time buyer or not, it’s good to review the major steps in the home buying journey to ensure you’re prepared for the process and can accurately plan for the move into your new home. Let’s jump into what to expect and how long it will take to buy your next house.Get Pre-Quali...
Christmas has both a strong religious and traditional meaning. It creates within us, a sense of kindness and concern for fellow man. At no other time are we more generous and giving. It creates a sense of family and belonging. Merry Christmas everyone! 
While the process of buying a townhouse is not unlike that of a single-family home or condo, there are some differences you’ll need to be aware of. Whether you’re a first-time homebuyer, looking for a second home, or interested in downsizing, below are the pros of buying this type of residence; M...
National Lemon Cupcake Day is always celebrated on December 15. Although not everyone loves the flavor of lemon, it's too tart for some people. Eating anything made with real lemons is healthy for you, as it prevents scurvy.Sharing with you the recipe for Lemon Cupcake.Ingredients3 cups self-risi...
 The most important thing when considering a USDA home loan is making sure the property you want to buy is eligible and located in a qualifying area of the country. To qualify for a USDA home loan, you’ll need to make sure you meet the minimum requirements that include: Be a U.S. citizen or legal...
With holiday meals, parties, and potential overnight guests, the start of this season means it’s time to start getting your home ready for visitors. But before you start making a mental list of to-dos, check out our top five tips for getting your home ready for the holidays so you can zero in on ...
 The Federal Housing Finance Agency (FHFA) announced the conforming loan limits (CLLs) for mortgages to be acquired by Fannie Mae and Freddie Mac (the Enterprises) in 2022. In most of the U.S., the 2022 CLL for one-unit properties will be $647,200, an increase of $98,950 from $548,250 in 2021.  
Important Things To Consider When Buying a New House Buying a home is one of the biggest purchases you’ll ever make. There will always be lots of things you’re considering when making such a big life decision. Mortgage rates are at historic lows, which can make it really enticing to buy now. At t...
If you're a first-time home buyer looking to get into your dream home, an FHA Loan may be the right option for you. Backed by the Federal Housing Administration (FHA), FHA loans can help potential homebuyers with low to moderate-income achieve homeownership.  It's important to note that with an F...

Lisa Perry - NMLS # 276329

Northern VA - VHDA, 100% Loans - Jumbo Loans
smartphone(540) 273-2733
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I specializes in First Time Homebuyers, 100%-No Money Down Loans, FHA, VA, Jumbo, USDA & move up buyers in Virginia & Maryland areas. Specialty loans to include 80/10/10, 80/15/5, construction to perm & No MI loans. Call for your mortgage needs 540-273-2733