RECENT BLOG POSTS
Whether you’re a new homeowner or have been for a while, as the temperatures drop and winter sets in, you’ll want to set aside some time to prepare your house to weather the season. Winter home maintenance isn’t just about staying warm either. It’s equally about protecting your investment, saving...
01/16/2025
Buying a home is a significant milestone for anyone, but it can be particularly unique for an active-duty service member. Frequent moves, deployments, and the specific financial benefits available to military personnel all play a role. But don’t let those factors deter you! Homeownership is absol...
01/14/2025
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Breaking News! The FHFA has announced an increase in Conforming Loan Limits for 2025! The standard balance limit has increased to $806,500 from $766,550 and the high balance limit has increased to $1,209,750 from $1,149,825.
01/14/2025
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Mortgage Process: Do’s & Don’ts Your mortgage loan application process can be easier with a little bit of advance planning. Your post-application process can also be smoother when you keep in mind what activities can slow down your closing. Do’s when you plan to apply: Keep an ongoing paper trail...
06/06/2024
Entering the world of loans can be daunting, whether you're securing a mortgage for your dream home, financing a new car, or funding your education. Amidst the paperwork and financial jargon, your loan officer becomes your guide through the process. They’re not just a figure behind a desk; they'r...
06/04/2024
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As the holiday season unfolds, I reflect on the incredible year we've shared. This Christmas, I want to extend my deepest gratitude to each of you for your unwavering support and trust in my business.Your partnership has been the cornerstone of my success, and I am truly thankful for the opportun...
12/25/2023
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From the availability of houses on the market, to competition from other buyers, to wanting custom features – there are many reasons you may be looking into building your own home.But just how feasible is it for you to build your own home and stay within your budget? It might actually be more rea...
12/05/2023
2024 Conforming & FHA Loan Limits This week, the Federal Housing Administration (FHA) and the Federal Housing Finance Agency (FHFA) both announced new 2024 loan limits, which affect FHA and conforming loans. This means your buyers will have more flexibility, and possibly lower rates when financ...
12/02/2023
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🏡 Embrace the Adventure of Homeownership, Even in the Face of Rising Interest Rates! 🏡✨Hey fellow first-time homeowners! 🎉🔑 We've got some fantastic news to share—YOU are now part of the homeowners' club, and that's a big deal! 🏠✨Now, we know some of you might be thinking about those rising inter...
11/28/2023
As we approach Thanksgiving, it's a moment to pause and reflect on what truly matters. At First Heritage Mortgage, we're reminded of the immense gratitude we have for our community. This Thanksgiving, let's embrace the warmth of family, the joy of friends, and the comfort of home.In the spirit of...
11/27/2023