Home Loans in Virginia, Maryland, SC, GA, & DC

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Mortgage and Lending - FHA, VA, Jumbo, Downpayment Assistance, Conv. - NMLS #276329
RECENT BLOG POSTS
 At this point, you’re well-versed on the process you’ll encounter when buying and selling at the same time. The next phase of your planning will focus on making the financials of the two transactions work.There are a few different scenarios you might find yourself in. Your current home is paid o...
02/25/2022
An ARM offers a fixed interest rate for a set period. Once the initial rate period expires, your interest rate will adjust at designated intervals to follow. You will often see these terms expressed in fractions, indicating the number of years your rate will be fixed, followed by the adjustment p...
02/19/2022
 More Affordable. Buying a townhouse is usually more affordable than buying a detached single-family home. If you compare a townhome to a single-family home with similar square footage in the same area, the townhouse will typically be less expensive.Less Maintenance. A major benefit of townhouses...
02/17/2022
Closing costs include a variety of fees for services that are needed to get your loan executed. Both buyers and sellers pay for closing costs when you’re purchasing a home, but the amount each party pays will depend on several factors. These range from the location of the sale, your loan program,...
02/12/2022
Are you ready to buy a home? Buying a home is one of the most significant financial decisions you'll make in your lifetime. If you're considering purchasing a home in the near future, learn about best practices when applying for a mortgage. I’m here to guide you through every step of the process....
02/11/2022
February 4 is a Stuffed Mushroom Day. A special day that you can really sink your teeth into. If you like mushrooms, then you are certain to love them stuffed. Mushroom caps make the perfect bite-sized holders. Match them with your favorite stuffing, and you have a culinary treat. Stuffed mushroo...
02/04/2022
Being your own boss comes with a lot of positives: you get to set your schedule, you’re calling the shots, and it usually means you’re doing something you love. When you’re applying for a mortgage, having self-employment income can pose some challenges, though.What is Considered Self-Employment I...
02/03/2022
Don't worry – you won't have to re-live February 2nd! But I do hope I'll be your first choice when you select a loan officer to help with your next home purchase or the next time you provide a recommendation to friends or family. Whether Punxsutawney Phil predicts six more weeks of winter or not,...
02/02/2022
 When gearing up to buy your first or next home, it’s just as important to think through your personal readiness as it is to understand what’s happening in the housing market. These are a few reasons you might consider buying right now.  Mortgage rates are historically low. Rates have been low si...
01/31/2022
How Do I Build Home Equity?Home equity refers to the amount of your home that you’ve paid off, which is your stake in the property. Each month as you make your mortgage payment, you’re paying down the principal on your mortgage, thereby increasing your home equity. This is important because that ...
01/27/2022
Rainmaker
366,161

Lisa Perry - NMLS # 276329

Northern VA - VHDA, 100% Loans - Jumbo Loans
smartphone(540) 273-2733
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I specializes in First Time Homebuyers, 100%-No Money Down Loans, FHA, VA, Jumbo, USDA & move up buyers in Virginia & Maryland areas. Specialty loans to include 80/10/10, 80/15/5, construction to perm & No MI loans. Call for your mortgage needs 540-273-2733